SOVRAINDEBITAMENTO: con che procedura e come il consumatore può gestire e risolvere i suoi debiti!!

Are you over-indebted and don't know how to get out of it? Do you have bank or tax debts that you can no longer manage? Contact me so I can manage your situation and help you solve your problems! You can call me at 042641712, WhatsApp me at 3299728366, or email me at [email protected] Don't waste your time! I'm here to help you!! ----------------------------------------------------------------------------------------------------------------- #over-indebtedness #bankdebts #taxdebts #extrabalance In the current difficult economic climate, more and more people are no longer able to meet their monthly payments for bank loans, mortgages, taxes, car payments, and so on. Many of these people, perhaps even unknowingly, find themselves in a situation of OVER-INDEBIT. But what does over-indebtedness mean? Over-indebtedness refers to a situation in which there is an imbalance between assumed obligations and readily liquidable assets, or, to put it even more simply, between all the monthly payments due and the income. It's clear, for example, that if a family, due to the loss of a job, goes from having €3,000 net per month to €1,500, with fixed expenses of €1,200, unless they have significant savings or other easily liquidated assets, they won't be able to cope with the situation. This example is a typical over-indebtedness situation. There's no need to despair, however; the recently reformed Law 3/2012 has provided a series of remedies that, depending on the case, can be used by those who find themselves in a situation of innocent over-indebtedness. Thanks to these institutions, debts can be eliminated, most of which are usually bank debts and tax debts, while maintaining a minimum income to cover all basic needs. There are various types of procedures; the one we will discuss today concerns consumer over-indebtedness, namely the consumer debt restructuring plan. This procedure is accessible to individuals or families who have incurred debts for purposes other than business. The desire to protect, in this difficult situation, families who are increasingly exposed to the dangers of over-indebtedness due to bank debts and debts to the Revenue Agency is evident. We will therefore examine what this procedure consists of, who can access it, and what its key characteristics are. Here's what we'll cover specifically: 00:00 Intro 01:36 What is over-indebtedness? 02:34 Consumer protection 04:35 An example to help you understand 07:38 The steps to follow 10:50 The judge decides... not the creditors! 11:49 Protective measures 13:13 The importance of helping families 15:01 It's essential to have a professional to assist you! 16:03 Contact details and greetings In future videos, we'll delve deeper into this and other over-indebtedness procedures. Remember, if you need help, contact me immediately. The sooner you address the problems, the sooner you can return to living peacefully, so there's no time to waste! Best regards, and see you soon! 😎 Michele