“We have $22k in cc debt…but I want to renovate the house”

Ramit Sethi of I Will Teach You To Be Rich talks to Paul and Morgan, 37 and 33, live in New York City. They find themselves in a painful loop of arguments and unchecked spending, putting the future of their young family at risk. We hear about destination concerts, ongoing renovations, and charged vacations—but it’s their fixed cost percentage that is most worrisome. Check out Part 2 with Paul and Morgan:    • “We have 3 cars, 2 kids...and only 1 month...   — 💡 RAMIT’S PODCAST NEWSLETTER I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter-yt 🙌 GET HELP FROM RAMIT SETHI Take control of your money with the Conscious Spending Plan: https://iwt.com/csp-youtube Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching-youtube Listen to my book—now on Audible: https://amzn.to/48zko28 🤳 CONNECT WITH RAMIT SETHI Instagram:   / ramit   X:   / ramit   ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES    / ramitsethi   — If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply Produced by Crate Media.