Is the 4% Rule Now The 5% Rule? (FQF)
In today's Five Question Friday video we cover these questions: 1. Why has Bill Bengen gone from 4% to 5%? 2. Is it ok to put Social Security bridge money in a money market fund? 3. How do Fidelity's Zero Funds compare to Vanguard Index Funds? 4. Should cash count towards your asset allocation? 5. Should you convert Vanguard Mutual Funds to ETFs? Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm... Financial tools I use: I track all of my investments, performance, fees, and asset allocation with Empower. It's Free: https://go.robberger.com/empower/yt- I use Monarch Money to manage our budget: https://go.robberger.com/monarch/yt- My retirement plan comes from Boldin, the most robust retirement planner available at a reasonable cost: https://go.robberger.com/boldin/yt- I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free: https://go.robberger.com/capitalize/yt- My Book (Retire Before Mom and Dad): https://amzn.to/4d9qbhA #retirement #investing #robberger 0:00 - Intro 1:19 - Why has Bill Bengen gone from 4% to 5%? 7:47 - Is it ok to put Social Security bridge money in a money market fund? 10:52 - How do Fidelity's Zero Funds compare to Vanguard Index Funds? 13:17 - Should cash count towards your asset allocation? 16:33 - Should you convert Vanguard Mutual Funds to ETFs? ABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel. I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE) LET'S CONNECT Youtube: / @rob_berger Facebook: / financialfreedomguy Twitter: / robert_a_berger DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
Fidelity vs. Vanguard: Which Is Better for Your Cash? (FQF)
Is a Stock Market Crash Inevitable and How Should We Prepare? (FQF)
Putin’s troops will abandon Crimea: How Ukraine will win the war | Ben Hodges
Billionaire's WARNING: I'm SELLING. The Crash Is Already Here!
The Bond Funds I Use To Protect My Retirement Portfolio (FQF)
92: Should The 4% Rule Be The 7% Rule?
The New Math on Bonds — Nobody Expected This
Bill Bengen: The 4% Rule is OUT and the 5% Rule is IN
We Saved Three Million. Our Advisor Said We Should Be Worried
$1M vs. $2M vs. $5M Retirement: What Actually Changes?
How And Why To Build A TIPS Ladder In Retirement
Dave Ramsey Reaction to Safe Withdrawal Rates - 4% Rule or 8% Rule
The Bucket Strategy is Flawed--Do this Instead
Brexit, 10 Years On: What It Actually Cost Britain
These Fidelity Funds Beat a Vanguard 3-Fund Portfolio (FQF)
Wealthy Retirees Avoid These 7 Assets - Many Others Do Not
Stock Expert: Becoming Rich Is Simple, But You Won’t Do It!
Does Anybody Actually Follow The 4% Rule? (FQF)
How Do You Protect Your Portfolio as You Near Retirement? (FQF)
![John Bogle's 10 Rules of Investing (Founder of Vanguard) [Bogleheads Guide to Investing]](https://i.ytimg.com/vi/ItmmwvCBJqg/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLD4QEJ51JWIRs3ixfKA4Q-ZKDrRtw&usqp=CCY)