Must Watch For Single & Broke Men | @Sanjay_Kathuria Podcast | ⁨@sadhikasehgal | MensXP Podcast

In this brand new episode of Men’s Locker Room, we have Sanjay Kathuria! Sanjay Kathuria is not just another finance bro—he’s a CFA, the founder of Profits First, and one of India’s most trusted financial educators. With 1.2 million followers on Instagram and 600K+ subscribers on YouTube, Sanjay has helped thousands of young Indians take control of their money and build real wealth. From starting with a ₹25,000 salary to building a ₹2.5 crore portfolio, his journey is full of insights you don’t want to miss. When our host, Sadhika Sehgal, asked how he transitioned from engineering to finance to content creation, Sanjay shares how mastering tools like Excel, pursuing CFA, and focusing on active income helped him grow—not just financially, but professionally too. In this Sanjay Kathuria podcast, he breaks down everything young people should know about money. He talks about how to balance active and passive skills, the real power of compounding, and the four pillars of personal finance that every beginner should understand. He answers the ultimate dilemma: should you buy an iPhone or invest that money into a SIP? He also talks about how mindless spending—like dropping ₹30,000 on Swiggy and Zomato—can sabotage your future. Sanjay doesn’t just talk about saving and investing—he goes deep into credit card management, building a strong CIBIL score, avoiding debt traps, and creating a portfolio based on your goals. We also explore how to select the best mutual funds, the impact of inflation on your returns, and whether FDs are really worth it anymore. Sanjay even tackles the myth that luxury items like designer bags or watches are good investments—and why some people in South Delhi are obsessed with flaunting Gucci and Prada, while folks in South Bombay stay low-key despite having more wealth. He gives sharp takes on crypto vs stocks, how to approach IPOs, and when is the best time to buy a car (hint: dealers have monthly targets). From networking basics to how rich people actually spend, Sanjay covers it all with clarity and depth. Can salaried people really save on taxes? Should you rent luxury instead of buying it? Is investing in a Louis Vuitton belt smarter than owning stock in the company? Are you spending too much trying to look rich instead of actually getting rich? Watch the full video as Sanjay reveals the answer to all of these questions—and more! Follow Sanjay Kathuria’s Official Social Media Handle: Instagram:   / financebysanjay   Follow Sadhika Sehgal's Social Media Handle: Instagram:   / sadhikasehgal   Subscribe and stay tuned to MensXP. Like us on Facebook:   / mensxp   Follow us on Instagram:   / mensxpofficial   Tweet to us:   / mensxp   Timestamps: 00:00 - Introduction 02:01 - How Sanjay Kathuria became a finance coach? 07:20 - How to navigate between active and passive skills? 10:03 - How does compounding work? 14:30 - How should a beginner view investment? / Four Pillars of Finance 22:11 - Best portfolio for a salaried person 25:20 - iPhone or SIP? What to choose? 32:06 - Spending mindlessly on Food delivery apps can be dangerous! 33:45 - Types of debt traps 38:15 - Should you own a credit card? 41:21 - How powerful are SIPs? 46:38 - Best way to select mutual funds? 48:51 - Breaking the myths around Fixed Deposits (FDs) 51:00 - Are designer bags and watches good investments? 55:57 - Should you buy a Louis Vuitton belt rather than a stock? 58:07 - Shares vs Crypto, what is better? 1:00:32 - How to increase your chance of getting an IPO? 1:03:45 - What are the basics of networking? 1:07:42 - What’s the best time to buy a car? 1:12:17 - South Bombay vs South Delhi 1:13:33 - Can salaried people save tax? 1:15:20 - Sanjay’s advice to young people for investing finance coach, finance, investment, compounding, compounding work, investment plan, salaried person, SIP, I phone, best sip plan, Food delivery apps, food delivery, credit card, credit card bill, mutual funds, mutual funds scheme, FD, fixed deposits, designer bags, watches, good investments, investments tips, Louis Vuitton, Crypto, Crypto currency, IPO, best time to buy a car, salaried people save tax, tax on salary, Swiggy, Zomato, CIBIL score, Gucci, Prada