I feel naked sharing this; My monthly spending exposed!

In this episode, Ray is revealing his actual monthly budget to Certified Financial Planner, Nazreen Deedat Loot from Old Mutual. They break down where every Rand of his May income went. Housing. His mom. Medical Aid. Debt. Retirement. And the thing nobody talks about: burn money… 00:00 Intro 01:10 How people approach budgeting 03:07 Ray’s actual May spend 21:23 Ray’s credit card use 25:10 Surplus cash 28:16 Conclusion