I Planned Every Retirement Cost. I Still Missed These 3.

You don't know what you don't know. I spent months building spreadsheets, running the 4% rule, color-coding every line item. I thought I had it figured out. Six months of solo international travel later, I've made three mistakes my calculator never warned me about — not because I was careless, but because these don't show up in any retirement spreadsheet. In this video, I break down the calculator fallacy (why your spreadsheet gives you false confidence), the solo tax (the financial AND psychological cost of traveling alone that compounds over decades), and the infrastructure tax (the money that quietly slips between the cracks when you live across borders).If you're planning early retirement or slow solo travel, these are the mistakes you need to see coming. Tell me in the comments: which of these three would trip YOU up most? Let's see if we can tackle that together. 📌 Timestamps: 0:00 — You don't know what you don't know 1:00 — Mistake 1: The calculator fallacy 5:50 — Mistake 2: The solo tax 10:33 — Mistake 3: The infrastructure tax 14:30 — What I want you to take from this #retirementplanning #earlyretirement #slowtravel #solotravel #retirementmistakes#slowtravel CREDIT CARDS I USE: Cards with Transferable Points: Chase Ink Business Preferred https://www.referyourchasecard.com/21... Capital One Venture X https://i.capitalone.com/GPwhl8gw4 Hotel Loyalty Credit Cards: Chase IHG Premier Card https://www.referyourchasecard.com/21... Chase IHG Business Premier Card https://www.referyourchasecard.com/21... Chase Marriott Boundless Card https://www.referyourchasecard.com/25... PRODUCTS I USE: Audible - https://amzn.to/4mvmHLz (Amazon) Cooling Towel/container to clip on backpack- https://amzn.to/4tXbaYv (Amazon) Packing Cubes- https://amzn.to/4bbTvF0 (Amazon) Apple Airtags- https://amzn.to/4s69hXQ (Amazon) Luggage Scale - https://amzn.to/3MT7giK (Amazon) BOSE Noise Canceling Headphones - https://amzn.to/401wxdE (Amazon) JBL Wireless Earbuds - https://amzn.to/4kWQdsC (Amazon) DJI Osmo Pocket 3 Camera- https://amzn.to/4b2nuhI (Amazon) DJI Osmo Pocket 3 Filter Set- https://amzn.to/3OA5yDu (Amazon) GoPro Hero 13 with Accessories - https://amzn.to/3OvWWxJ (Amazon) SanDisk Micro SD Card- https://amzn.to/474zGNx (Amazon) Sun Hat- https://amzn.to/4kVpuwt (Amazon) Carabiners - https://amzn.to/4qVb94B (Amazon) Luggage Tags - https://amzn.to/4rIGdWy (Amazon) Cruise Luggage Tags - https://amzn.to/3N8giZf (Amazon) Osprey Daypack - https://amzn.to/46xxcqJ (Amazon) Nike Vomero Plus Shoes - https://amzn.to/40uA30a (Amazon) Keen Closed Toe Sandals - https://amzn.to/46rwStM (Amazon) Ripcurl Board Shorts - https://amzn.to/3ZW3W9w (Amazon) As an Amazon Affiliate I earn from qualifying purchases. The cards and links for purchases will earn an affiliate commission or referral bonus. This video is accurate as of the time the posting date. Not all offers available for all credit cards or all credit card companies are included. The content is accurate as of the date of posting. Some offers presented may no longer be available.