FHA vs Conventional Loan: How to Choose for Your Buyer

FHA and conventional loans aren't interchangeable — and putting your buyer in the wrong one can cost them thousands. First Link Mortgage's Bill breaks down exactly when to use each, how seller credits work, how much buyers can actually receive, and the one FHA feature that could save your buyer even if the market softens. In this Tuesday training, Coby sits down with Bill and Tim from First Link Mortgage to cover seller credit limits by loan type and down payment, the PMI difference that most agents don't explain to their buyers, debt-to-income ratios on FHA vs conventional, how HOA approvals work on condos and what to do when the complex isn't approved, and a walkthrough of the new buyer tour and listing presentation features inside Link.ai. If you're an agent who wants access to in-house lending, escrow, and weekly training like this, check out Link Brokerages in the link below. Buying or selling in North County San Diego? Reach out to Hatrick Real Estate — we'll connect you with the right team from contract to close. 🔔 Subscribe for weekly real estate training, market updates, and agent tools. Hit the bell icon so you don't miss new uploads! 🎓 Join our Skool community for exclusive content: https://www.skool.com/all-things-real... 🔗 Link Brokerages: https://link.ai/ 🏡 Hatrick Real Estate: https://hatrickre.com/ 📲 Instagram: @cobychatwin | @linkbrokerages | @hatrickre Disclaimer: This video is for educational purposes only and does not constitute financial, mortgage, or legal advice. Consult a licensed professional for guidance specific to your situation.