Por qué tantos jóvenes usan créditos para sobrevivir en América Latina

Credit cards, digital wallets, neobanks, and online loans are transforming how young people manage their money in Latin America. Accessing financial services has never been easier, but this progress also coincides with a rise in debt among younger generations. What's behind this phenomenon? In this episode of #DWHowItAffectsYou, we analyze how the expansion of fintech, the lack of financial education, job insecurity, and the increasing use of credit for everyday expenses are changing young people's relationship with money. We also explore who benefits from this model, what its risks are, and what can be done to prevent an entire generation from beginning their adult lives trapped in a spiral of debt. Chapters: 00:00 Introduction 02:12 Goodbye Cash 08:03 How Do Lenders Make Money? 14:11 Why So Much Debt? 21:43 Solutions 25:02 Conclusion