PF नियम बदले: शादी, पढ़ाई, बीमारी के लिए कितना पैसा निकाल पाएंगे? PF Withdrawal Process| Kharcha Pani

LIVE | Kharcha Pani | India has notified the new EPF Scheme, 2026, replacing the 74-year-old EPF Scheme, 1952. But what does this actually mean for salaried employees? In this episode of Kharcha Paani, we break down every important change in simple language—from the new PF withdrawal rules, the 25% minimum balance requirement, withdrawal limits, and when you can withdraw your full PF, to what happens if you change jobs. We also explain mandatory vs voluntary PF contributions with easy examples, why employers may no longer have to match higher voluntary contributions, and what remains unchanged, including the 12% contribution rate, ₹15,000 wage ceiling, tax rules, and existing EPF accounts. We also examine the concerns raised by experts about easier withdrawals, why the government introduced safeguards like the 25% retention rule, and what these changes mean for your retirement savings. If you are a salaried employee or your salary slip has an EPF deduction, this is a must-watch explainer. The copyright ownership in the video rests with India Today Group. No third party is permitted to use the video without obtaining the permission of India Today Group. Any permission for usage can be obtained through the email ID provided here: [email protected]. न्यूज़ लेटर के लिए क्लिक करें : https://www.thelallantop.com/newsletter खबरों को विस्तार से पढ़ने के लिए क्लिक करें यहां : https://www.thelallantop.com/ Follow us on Facebook: / thelallantop Follow us on X: https://x.com/TheLallantop Follow us on Instagram: / thelallantop Production: Shruti Video Editor: Sameer Khan