【家計簿公開】元金が減らない恐怖。利息の支払いが始まった35歳3人家族の5月家計簿

Thank you for watching! This time, I'm sharing my May household budget, which was full of excitement in many ways! Construction on our new home began at the end of April, and the foundation work was completed in May! Behind the excitement of getting closer to our dream home step by step, the dreaded period of "mortgage interest payments" has finally begun... In addition to interest payments that don't reduce the principal by a single yen, we also had a large unexpected expense related to the house, and our cash on hand has been drastically depleted this month. To rescue our household finances from this dire situation, in addition to my side job with Uber Eats in May, I received the long-awaited dividends from the investment trusts I've been steadily buying! Furthermore, while delivering for Uber Eats, I had a wonderful first experience that's not very common in Japan, which was very exciting. Please watch until the end to see the reality of our huge deficit and our realistic household budget management as we try to overcome it on our own! I hope you can relate to it in some way, or that it will be helpful as a reference for household budget management or building a house! ⏱️Table of Contents 00:00 Opening 02:19 May Expenses 06:13 May Income 09:01 Income and Expenditure Results 10:20 My Home Situation (Side Note) 11:58 Ending 👤Profile ・35-year-old company employee ・Family of 3: wife, child ・Annual income of 5.8 million yen, planning to take on a 52 million yen (40-year) mortgage ・Home construction to begin April 2026 → Handover scheduled for September & loan repayment to start I'm sharing the unvarnished, realistic details of household finance management and home building. If you found this helpful or want to encourage me, please subscribe and like!