【労災の盲点】家族が介護しても月〇万円もらえる！？一番知られていない（？）「介護補償給付」の仕組みと罠

Did you know that workers' compensation insurance offers important benefits to help those who suffer severe disabilities and their families, in addition to medical expenses and lost wages? This is the least well-known benefit under workers' compensation: the Care (Compensation) Benefit. It's a generous system that provides a fixed monthly amount (minimum guaranteed amount) not only for the costs of hiring professionals like caregivers, but also even when family members are providing care free of charge! However, this system has pitfalls that are easy to misunderstand in practice, such as "not being able to receive benefits while hospitalized" and "the trap of the first month of caregiving." Let's acquire the knowledge to protect your family's livelihood in case of an emergency. ▼Table of Contents 0:00 Opening: The least known workers' compensation safety net 0:44 Who is eligible? (3 tough hurdles) 1:39 The biggest blind spot! "Hospitalized/in a care facility" is not covered 2:26 How much can I receive? (Difference between constant care and occasional care) 3:17 Benefits of family care (minimum guaranteed amount) and the [first month trap] 4:04 Summary: To reduce the burden on your family ▼Key points of the video ・Target: Individuals receiving Grade 1 or Grade 2 disability (compensation) pension or injury/illness (compensation) pension (mental/neurological, etc.) who are actually receiving care. ・Those hospitalized in a hospital or residing in a nursing care facility are not eligible because care is provided at that facility (assuming home care, etc.) ・In addition to the actual cost of care services (with a limit), a "minimum guaranteed amount (fixed amount)" is paid when care is provided by a relative. ・However, be aware that in the first month of care, there is no fixed amount guaranteed, and only the actual cost is paid. ▼Related articles Workers' Accident Compensation Insurance Act, Article 12-8, Paragraph 4 (Care Compensation Benefit), etc. ----------------------------------------------------------------------- *This video explains the general system. The maximum benefit amount and minimum guaranteed amount are revised annually. Please contact your local Labor Standards Inspection Office for details. ---------------------------------------------------------------------- #Workers' Compensation Insurance #Nursing Care Compensation Benefits #Home Care #Human Resources and Labor Management #Disability Pension #Injury and Illness Pension