How I Survived a Massive Financial Loss & Rebuilt My Life || Tesha Mongi ||TheIDP Ep68

What happens when a professional accountant loses 800 thousand shillings in less than 24 hours? In Episode 68 of The Identity Project, financial management specialist Tesha Mongi sits down with Kevin Tindi to share her raw, unfiltered story of financial failure, debt recovery, and overcoming redundancy. Five years into her corporate career at a Big Four firm, Tesha felt the crushing pressure of comparison. Desperate to accelerate her financial pace, she invested in what turned out to be a massive Ponzi scheme. Using a maximized bank loan, she lost 800,000 Ksh—a sum that, adjusted for today's value, translates to a staggering 3 Million Ksh—all in a single day. The shame, panic attacks, and embarrassment were crushing, especially for a trained finance professional. Years later, another crisis hit when sudden global policy changes caused a "Reduction in Force" (RIF), plunging her into redundancy. In this powerful episode, Tesha and Kevin discuss: The overwhelming burden of financial shame and panic attacks. Why our identity is so often tied to our income and employment. The "Midnight Budget" and strict lifestyle cuts helped her clear years of debt in just 3 years. Moving from survival to upskilling, recovering her qualifications (ACCA), and increasing her income. Finding spiritual grounding and anchor in the phrase: "As long as God gives me life, I will rebuild." Whether you are recovering from a bad investment, facing career uncertainty, or navigating a tight economy, Tesha’s recovery blueprint offers practical financial wisdom and spiritual hope. Connect with Tesha Mongi: Website: https://www.pennyworthconsult.com/ Linkedin:   / pennyworthconsulting   Instagram:   / pennyworth.ke   Follow Me On my socials: Instagram: https://www.instagram.com/theidpodcas... Tiktok: https://www.tiktok.com/@kevintindi?_r... Website: https://www.kevintindi.com/ Create your own music, jingle or speech through Mureka (20% off): https://www.mureka.ai/?utm_source=rew... Get a copy of my book: https://nuriakenya.com/product/the-id... Join me on Youversion Bible app for Bible reading plans: https://www.bible.com/organizations/a... Get a soft copy through Amazon: https://www.amazon.com/Identity-Proje... Follow me on WhatsApp for updates: https://whatsapp.com/channel/0029Vb62... Join the Identity Project Community on WhatsApp: https://chat.whatsapp.com/Ejt0euo5x4R... To support this podcast, use MPESA Till Number: 5426513 To support through Paypal: [email protected] #theidentityprojectpodcast #theidp #TeshaMongi #addictionrecovery #testimony #kevintindi #christianpodcast #financialfreedom #financialliteracy