Social Security Planning

Social Security is a key part of many retirement plans but knowing when and how to claim benefits can make a meaningful difference over time. In this session, Lindsey will walk through practical strategies to help you make more informed decisions—whether you’re nearing retirement or planning ahead. You'll learn:- How benefit timing impacts your long-term income.- Key factors to consider before claiming.- Common mistakes and how to avoid them. Investment Adviser Representative offering securities through Cetera Wealth Services LLC, member FINRA/SIPC, a broker-dealer (doing insurance business in CA as CFGAN Insurance Agency LLC- CA Insurance license #0644976). Advisory Services offered through Cetera Investment Advisers, LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. McKay Wealth Management is not a broker/dealer and/or an investment adviser.