Kredyt hipoteczny bez wkładu własnego? To możliwe!

✅ Increase your chances of getting a loan and sign up for a free online training: 🔗 https://cutt.ly/bezplatneszkoleniemp During the meeting, you'll learn how to improve your creditworthiness and receive a custom loan calculator that will help you calculate your monthly payment, savings from overpayments, and the total cost of financing. A house or apartment with a mortgage without a down payment? It's possible! 💰🔑 With the Family Housing Loan program, you can buy an apartment or house without having to save for a down payment. This is a solution that's rarely discussed, but it can help many people fulfill their dream of owning their own home. In this episode, I explain: ✅ How does the program work and who can benefit? ✅ What are the price limits and loan eligibility requirements? ✅ What are the benefits of this program? ✅ Is it really worth it? Cost and savings analysis 📌 What is the Family Housing Loan? 📌 No down payment – ​​instead of a 10-20% down payment, the bank receives a BGK guarantee. 📌 Better loan terms – the margin is the same as with a 20% down payment, even if you don't have one. 📌 Subsidies for families with children – e.g., a PLN 60,000 subsidy upon the birth of a third child. 📌 Possibility of financing apartment finishing. 📌 Loan for building a house – even with a small down payment in the form of a plot of land. 🔔 IMPORTANT! 📌 The program includes price limits that vary by region – they can be difficult to meet in large cities. Current limits can be found at: https://www.bgk.pl/osoby-prywatne/mie... . They change quarterly, so select the appropriate PDF file to download. 📌 There are no price limits for single-family homes! 📉 Is it worth taking out a loan without a down payment? We analyze the real costs! For example: 📌 Standard margin of 2.5% → total loan cost: PLN 845,000 📌 Margin reduced to 2% (thanks to the program) → total loan cost: PLN 783,000 💰 The difference? PLN 62,000 in savings on interest alone! All because the lower margin makes the loan cheaper than a standard mortgage with a 10% down payment. 💼 Want to increase your chances of getting a loan? Schedule a free consultation with mortgage expert Mirosław Pieróg, who has over 20 years of experience in mortgage, construction, and housing loans. 👉 Click the link below to schedule a meeting: 🔗 https://miroslawpierog.pl/ Where else can you find me? www → https://miroslawpierog.pl/ instagram →   / miroslaw.pierog.konsult   facebook →   / miroslaw.pierog.ekspert.kredytowy   subscribe → https://cutt.ly/ytmiroslawpierog My name is Mirosław Pieróg. I have been involved in the financial industry for over 20 years. Currently, as an independent credit expert (formerly a credit advisor), I help people obtain mortgages, personal loans, construction loans, and business loans. Throughout my career, I have helped over 2,200 people achieve their credit goals. As an independent mortgage expert, I provide all my services free of charge, as banks compensate me for my work in completing all formalities – so you incur no costs for receiving my help. I also share my knowledge related to broadly defined lending free of charge on this channel. This knowledge can save you literally hundreds of thousands of zlotys, so I invite you to familiarize yourself with the materials published here. #loan #mortgageloan #loans