The Council Can Take £23,250 From Your Home — Here's How to Stop It

This essential video breaks down what the UK care home capital limits mean for you and your property. We unpack the true rules behind the £23,250 and £14,250 means-testing thresholds in England, explaining exactly how they work, why your home might be completely protected, and how to avoid the dangerous pitfalls of deliberate deprivation of assets. Discover the truth about the 12-week property disregard, deferred payment agreements, and NHS continuing healthcare so you can protect your assets with facts instead of fear. TIMESTAMPS 00:00 - The Frightening Number: £23,250 Explained 01:31 - How the Financial Assessment Works 02:37 - When Your Home is Completely Protected 03:52 - What is a Deferred Payment Agreement? 04:54 - The Danger of Gifting Your House to Children 06:21 - NHS Continuing Healthcare: Fully Funded Care 07:34 - Practical Steps & Where to Get Free Advice If you found this information helpful, please hit the Like button, Subscribe to the channel, and turn on notifications so you never miss an update. Drop a comment below letting us know where you are watching from or share your experiences with the system—we love hearing from you! For free, impartial, and expert guidance, please visit: Age UK: Comprehensive support for later life planning. Citizens Advice: Free, confidential advice on care fees and rights. MoneyHelper: Government-backed financial guidance. Society of Later Life Advisers (SOLLA): To find an accredited financial adviser near you. #CareHomeFees #PropertyProtection #InheritanceTax #AssetProtection #FinancialPlanning #UKCareSystem #DeferredPayment #NHSContinuingHealthcare #MeansTest #EstatePlanning #CareCosts #AgeUK #CitizensAdvice #MoneyHelper #SeniorCare #LaterLifePlanning #UKLaw #EnglandCare #FinancialAdvice #RetirementPlanning #SaveYourHome #CareNeedsAssessment #SocialCare #LegalAdvice #CapitalLimits #ElderlyCare #GrandchildrenInheritance #FamilyAsset #FinancialFreedom #WillWriting