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Garko Channel has launched a Note membership where we'll be casually discussing behind-the-scenes stories and honest opinions that we can't talk about on YouTube! Please register for the membership 👇 https://note.com/garko_okane/membersh... ========= When opening a credit card or securities account, be sure to apply through Hapitas! You'll get tons of points! (As of July 5th) SBI Shinsei Bank: 1,500 yen worth of points! Mitsubishi UFJ Bank: 15,000 yen worth of points! (Total value including the combined amount: approximately 35,000 yen) Hapitas New Registration Invitation Link URL: https://hapitas.jp/item/detail/itemid... Referral Code: FJSDUT As of July 5, 2026, if you register as a member through the link above and meet the conditions, you will receive up to 2,300 points, and I will receive 300 points + α (we'll both be happy). ========= Gako Channel has started a Voicy channel! You can listen for free. Please register here 👇 https://r.voicy.jp/ByKor73zVnx 📘✨Please check out Garko's book, published by KADAOKAWA in April 2026✨📘 https://amzn.asia/d/0dJLkjfz 📘✨Please check out Garko's book, published by Fusosha in July 2025✨📘 Amazon: https://amzn.asia/d/fNrCz6n ■Announcement ① Would you like to become friends with Garko via email? We explain difficult daily economic news in an easy-to-understand way! Register for the official email newsletter here → https://garko.jp/p/r/c2wdZUQV ■Announcement ② Would you like to become friends with Garko on LINE? Get 6 amazing free gifts to help you build your assets! ✨🎁 Register for our official LINE account here ↓ https://lin.ee/LwYirw4 ■Announcement ③ We've finally started using "X (formerly Twitter)" and "Instagram." Please follow us! 🙇 → X: https://x.com/garko_otoku Instagram:   / garkookane   ■Table of Contents 00:00 | Opening 01:44 | 1. Asset Lifespan Shortening ①: Individual Stocks Down 80-90%, Stagnation Continues for Over 10 Years 10:03 | 2. Asset Lifespan Shortening ②: The Rise and Fall of Thematic Funds 12:38 | 3. Asset Lifespan Shortening ③: Bond Funds. The Trap Lurking Behind a Safe-Sounding Name 15:20 | 4. Shortening Your Asset Lifespan ④: The Trap of Fund Wraps Managed by Professionals 18:00 | 5. Shortening Your Asset Lifespan ⑤: The Trap of Foreign Currency-Denominated Insurance, Where Investment and Insurance are Combined ■Referenced Sites 1. GungHo Google Finance https://www.google.com/finance/quote/... 2. Colopl Google Finance https://www.google.com/finance/quote/... 3. Zoom Google Finance https://www.google.com/finance/quote/... 4. Moderna Google Finance https://www.google.com/finance/quote/... 5. Beyond Meat Google Finance https://www.google.com/finance/quote/... 6. Canopy Growth Google Finance https://www.google.com/finance/quote/... 7. ARKK Google Finance https://www.google.com/finance/quote/... 8. eMAXIS Slim Domestic Bond Index Official Page https://emaxis.am.mufg.jp/fund/252648... 9. Financial Services Agency "Monitoring Results of Customer-Oriented Business Operations by Distributors of Risky Financial Products" Fund Wrap Related https://www.fsa.go.jp/news/r6/kokyaku... 10. Financial Services Agency "Foreign Currency Denominated Single Premium Insurance/Targeted Insurance" Related Materials https://www.fsa.go.jp/news/r5/kokyaku... 🐟 About Gako Channel Gako Channel aims to provide information that will be helpful in your asset building and financial decisions. We strive to create a safe and easy-to-understand learning environment for investment beginners, and we post content daily. "Where do I start?" "What's the deal with this system?" We aim to unravel these questions one by one, delivering "financial knowledge" that will benefit your life. ⚠️ Disclaimer • All content posted on this channel is based on personal opinions. • This channel does not recommend or solicit any specific stocks, financial products, or investment methods. • Investment decisions are your own responsibility. • While we strive to provide the most accurate information possible, we do not guarantee its accuracy or completeness. • Market conditions and systems are constantly changing, so information may become outdated. Please always check the latest information. • Past results do not guarantee future outcomes. • If you have any concerns or specific circumstances, please consult with a public institution or expert. • Some videos and links may contain affiliate links, but we value transparency and indicate affiliate links as PR.