Behind the Shine: Insurance Essentials for Short Term Rental Cleaning Pros

Behind the Shine | Session 2: Insurance Essentials for Short-Term Rental Cleaning Pros Are you protected if a guest slips on a floor you just mopped? What happens if an employee gets hurt on the job – or you're accused of stealing? If you don't know the answers, this session is for you. In this live workshop, Chris Rule (VP of Customer Experience at Turno) sits down with Kyle Jude from Insurance Canopy for a practical, no-fluff breakdown of everything short-term rental cleaning professionals need to know about protecting their business. 🎓 What You'll Learn: ✅ The 6 biggest risks STR cleaners face on the job ✅ The "Core 5" coverages every cleaning business needs ✅ The difference between General Liability, Workers' Comp, Commercial Auto, Inland Marine, and Janitorial Bonds ✅ What a Certificate of Insurance (COI) is — and when you need one ✅ The 1099 contractor trap most cleaners don't see coming ✅ What's NOT covered by a standard GL policy (including post-construction cleanups) ✅ How to choose the right coverage limits for your business size ✅ How being insured can help you make MORE money and land clients faster 📊 Did you know? Cleaners on Turno with a verified insurance badge have a 12% higher connection rate, average 8 more connections, and land their first connection 1 month faster. ⏱️ Chapters: 00:00 – Welcome & Intro 02:30 – Why Insurance Badges Matter on Turno 05:45 – What Can Go Wrong? The Top 6 Risks 8:00 – The "Core 5" Coverages Explained 17:00 – General Liability Deep Dive 21:00 – Workers' Compensation & the 1099 Pitfall 23:00 – Commercial Auto & Hired/Non-Owned Auto 25:20 – Tools & Equipment (Inland Marine) + Janitorial Bonds 32:00 – What Isn't Covered by a Standard Policy 35:20 – Certificates, Contracts & Additional Insured 37:25 – Choosing the Right Limits for Your Business 40:00 – How Insurance Helps You Make More Money 42:45 – Insurance Canopy’s Policy 48:00 – Live Q&A 🔗 Resources Mentioned: – Get insured instantly → https://www.insurancecanopy.com/ – Add your insurance badge on Turno to stand out to hosts → https://go.turno.com/4tV9YnH -- Download the presentation deck → https://bit.ly/4tknyRK Behind the Shine is a workshop series by Turno, built for short-term rental cleaning professionals who want to run smarter, more professional businesses. 🔔 Subscribe so you don't miss the next session! 👉 Want to join us live? Sign up → https://go.turno.com/4uGM8x2 to receive registration email invites and join future workshops 📩 👉 Learn more about Turno → https://go.turno.com/4uGVM2L 👉 Get insured instantly on Insurance Canopy → https://www.insurancecanopy.com/ 📩 Want to partner, sponsor, or be featured on Behind the Shine? Email us → [email protected] #BehindTheShine #AirbnbCleanerInsurance #CleanerBusinessInsurance #AirbnbCleaning #STRCleaner #AirbnbCleaner #InsuranceCanopy #Turno #CleaningBusiness