First-Time Home Buyer in Philadelphia? The Questions Nobody Tells You to Ask

Phone Call with Steve: https://calendly.com/buzogine/30min Moving to Philadelphia? Download my Moving Guide: https://tinyurl.com/mwe2a6a Thinking about buying your first home in Philadelphia? Here are the 8 questions every first-time home buyer in Philadelphia needs to ask — and most agents never tell you.In this video, Steve Buzogany — a Philadelphia real estate agent with over 13 years of experience and $100 million in closed sales — walks you through the exact questions he gets from first-time buyers every single week. If you're trying to figure out how to buy a house in Philadelphia without getting blindsided, this is your starting point. What we cover: ✅ How to get started with the home buying process in Philadelphia ✅ How much cash you actually need — down payment AND closing costs ✅ What your real monthly mortgage payment will look like (hint: it's not what the calculator shows) ✅ Is now a good time to buy in Philadelphia? ✅ How to find the right Philadelphia neighborhood for your budget AND your lifestyle ✅ The hidden costs of owning an older Philadelphia home ✅ The truth about the 20% down payment myth — and the grants most buyers don't know exist ✅ What to ask before making an offer — and how to win without overpayingWhether you're looking in Fishtown, South Philly, Manayunk, Northern Liberties, or the suburbs — this video gives you the first-time home buyer roadmap for the Philadelphia market. ⏱️ CHAPTERS 00:00 - Introduction: Questions every first-time home buyer in Philadelphia needs to ask 01:25 - Step 1: Get pre-approved with a lender first 02:42 - How much cash do you actually need? (Down payments & closing costs) 04:36 - What's really included in your monthly mortgage payment? 06:08 - Is now a good time to buy in Philadelphia? 08:18 - How to choose the right neighborhood for your budget & lifestyle 10:01 - Hidden costs of older Philly homes & why inspections matter 11:15 - Do you really need 20% down? (Low down payment options & assistance programs) 12:51 - What to ask before making an offer 15:03 - Outro & how to reach Steve 📞 Ready to buy your first home in Philadelphia? Call or text Steve directly: 📱 267-838-1800 📧 [email protected] 🔔 Subscribe for weekly Philadelphia real estate tips, neighborhood tours, and honest market updates — built for first-time buyers and first-time sellers in Philly and the surrounding suburbs.