NHS vs Australia Doctor Salary (PGY3) | Real Take-Home Pay Comparison 🇬🇧🇦🇺

We compared the real take-home salary of a PGY3 (Postgraduate Year 3) junior doctor working in: • NHS England (UK) • New South Wales (Australia) • Queensland (Australia) This video is based on actual payslips from November 2025 and focuses purely on what lands in your bank account, not advertised base salaries. 🔍 What we compared: Same training level: PGY3 UK: ST1 / CT1 / SHO Australia: SRMO (NSW) / SHO (QLD) Same month: November 2025 Net (take-home) pay, not gross Real working patterns and deductions ⚠️ Important context: The NHS payslip shown has opted out of the NHS pension (Many doctors will have pension deductions — this will change take-home pay) NSW take-home includes salary packaging Queensland example does NOT include salary packaging Hours, rosters, and penalties vary between hospitals and individual. 📌 Key takeaway: This video is not saying Australia always pays more or less than the UK. At junior levels (PGY2–PGY3), take-home pay can look closer than expected depending on state, rosters, and deductions. However, at registrar and consultant levels, Australia generally pays significantly more than the UK — something we’ll cover in future videos. 🎯 Who this video is for: UK doctors considering Australia IMGs planning PLAB / AMC pathways Anyone tired of salary hype and wants real numbers If you found this helpful, like, subscribe, and share — more honest comparisons coming. 📝Disclaimer This comparison is based on one payslip per location, for PGY3 level only, from November 2025. Salaries vary by roster, penalties, hospital, deductions, and personal circumstances. This video is for educational purposes only and should not be taken as financial advice.