Equity savings funds vs debt funds | Are equity savings funds a good substitute for debt funds?

Lately, especially after the tax change for debt funds, equity savings funds are being projected as a substitute for debt funds. Equity savings funds have historically generated returns of 8-9% pa, enjoy equity-like taxation and have about two-thirds of their portfolio allocated to safer instruments like debt and arbitrage. So, in this video, we explore if equity savings funds can indeed act as a substitute for debt funds. To do so, we compare the returns and volatility of equity savings funds with those of three debt categories: money market, short duration and medium duration. We also compare the historical probabilities of equity savings funds yielding a negative return over short time periods. Finally, we assess for what purpose and for whom equity savings funds are suited. You can watch the video to get an insight into all these aspects. Chapters 00:00 INTRODUCTION 01:35 WHAT ARE EQUITY SAVINGS FUNDS? 04:01 RETURNS - EQUITY SAVINGS FUNDS VS DEBT FUNDS 05:34 RISK - EQUITY SAVINGS FUNDS VS DEBT FUNDS 08:35 WHO SHOULD INVEST IN EQUITY SAVINGS FUNDS? #ETMoney 👉 To invest in Direct Plans of top Mutual Funds for free, download the ET Money app: https://etmoney.onelink.me/unJQ/5ca1ae3b 👉 Subscribe to ET Money Hindi    / @etmoneyhindi   👉 Learn about Investments, Tax-Saving and Future Planning https://www.etmoney.com/learn 👉 Follow us on: ► Facebook:   / etmoney   ► Twitter:   / etmoney   ► Instagram:   / etmoney_official   ► LinkedIn:   / et_money