BTP Italia Sì all'1,6%: conviene? Il duello col decennale si gioca al 2%

Timestamps: 00:00 - The BTP Italia Sì has finally been released 05:04 - Technical analysis of the MEF coupon formula 09:03 - Scenario three, persistent inflation at an average of 3.0% 13:50 - Four advantages of the Sì over the classic bond in the given conditions 18:58 - Let's open Excel sheet five, BTP Futura, reconstruction 23:49 - Now the most important moment of the video 28:17 - Break-even Si versus classic BTP Italia, special case 33:54 - Let's move on to the practical application 37:35 - Let's open Excel sheet ten, personal calculator 43:00 - An important note before closing The MEF has announced the minimum guaranteed rate for the new BTP Italia Si: 1.6% real, below analysts' expectations (1.8-1.9%). Result: the duel with the nominal 10-year BTP is decided EXACTLY at 2% average inflation, the highest break-even point of the comparison. In 45 minutes: coupon anatomy, comparison with classic, Value, Future, and nominal bonds, 6-instrument matrix x 4 scenarios, break-even, 4 FIRE profiles, and a personal calculator. ⏰ ATTENTION: The placement (June 15-19, ISIN IT0005713539) may close EARLY as early as Wednesday, June 17; on Friday, June 19, it closes at 1:00 PM. The order placed is IRREVOCABLE. 🏦 Where to buy: at a bank (even if not participating in the MOT), via home banking with the trading function, or at a post office if you have a securities deposit. Minimum €1,000, no commissions, price €100. Debit on June 23, 2026 (entitlement = settlement, no accrued interest). 📈 The FINAL rate (never below 1.6%) is released at the close of placement with the Assessment Decree: results on dt.mef.gov.it, Retail Issuances section, BTP Italia Si'. Then update the rate field in the simulator/Excel: everything is recalculated automatically. 👉 If you found the video helpful, subscribe to the channel and activate the bell so you don't miss the next ones. 💬 Leave me your experience and questions in the comments: I'll answer them all. 📊 FREE SIMULATORS • BTP Italia Si vs. other BTPs simulator (11 Excel sheets): https://github.com/marcofire-it/marco... • BTP Italia Si web simulator (interactive, no installation): https://marcofire-it.github.io/marco-... 📌 RELATED VIDEOS • BTP Italia Si 2026 anatomy (June 15-19 issuance preview):    • BTP Italia Si 2026: ANATOMIA del nuovo BTP...   • BTP Italia Si vs. other families (BOTs, BFPs, deposit accounts, ETFs):    • BTP Italia Si 2026 vs Conti Deposito, BTP ...   • Personal FIRE number calculation:    • Il tuo NUMERO FIRE: come calcolarlo (esemp...   • How to choose a low-cost ETF:    • ETF: come sceglierli senza farti fregare (...   📚 SOURCES • MEF Treasury Department - BTP Italia Si Announcement, issuance June 15-19, 2026 (5-year term, fixed coupon + semi-annual FOI, loyalty bonus 0.6%, fixed rate announced June 12) • MEF Treasury Department - BTP Italia Si Calculation Examples (Official Coupon Formulas and Deflation Rule) • MEF - BTP Italia March 2028 IT0005532723: real annual coupon rate 2.0% (principal revalued for FOI), maturity March 14, 2028 • MEF - BTP Italia June 2030 IT0005497000: real coupon rate 1.6% • MEF - BTP Valore March 2026 IT0005696338: definitive step-up 2.60%/3.20%/3.80% (2+2+2 years), quarterly coupons, premium 0.8%, maturity 10/03/2032 • MEF - BTP Futura 4th issue November 2021 IT0005466351: 12-year duration, definitive step-up coupons 0.75%/1.35%/1.70%, loyalty bonus linked to nominal GDP 0.4-3%, maturity 16/11/2033 • Italian Stock Exchange MOT, survey 12/06/2026: nominal BTP curve 2y 2.80%, 3y 2.90%, 5y 3.13%, 7y 3.44%, 10y 3.74% (benchmark Feb 36); BTP Italia prices Mar 28 101.83 / Jun 30 101.86; BTP Valore 99.03; BTP Futura 86.60 • MEF Press Office 12/06/2026 - BTP Italia Si' 23.06.2031 (1st edition): guaranteed minimum rate 1.60%, ISIN IT0005713539 (press release + factsheet on dt.mef.gov.it) • Bank of Italy - Results of 2026 government bond auctions • ISTAT - FOI Index (Families of Workers, Employees, Excluding Tobacco): indexation mechanism for BTP Italia • Italian Stock Exchange MOT - secondary BTP retail market, liquidity supported by MEF Dealers and Co-Dealers • Taxation of government bonds: 12.5% ​​on coupons and premium; Inheritance exemption; ISEE exclusion up to €50,000 ⚠️ THIS IS NOT FINANCIAL ADVICE This video is for informational and educational purposes only. I am not a licensed financial advisor, and nothing you hear replaces the advice of a registered professional in the sector. Before making investment decisions, speak with a qualified professional. Every financial decision remains your responsibility. #FIRE #PersonalFinance #FinancialIndependence #ETF #PAC #InvestingInItaly