【1月家計簿公開】30代4人家族｜手取り40万円台｜住宅ローン4100万円｜車2台｜小学生ママ｜家計管理｜音声あり【初投稿】

[First Post] Sharing My Real Household Budget for January 2026 💰 Thank you for finding my channel among so many others! 🙇‍♀️ For my first post, I've honestly summarized our household's income and expenses for January. *Note: Since my husband's payday is the 15th, the budget period is one month, from the 15th of each month to the 14th of the following month. ✍ My car is a kei car (mini car), and this year it had its 9th year inspection. 🚗 I hope this will be helpful to those in similar situations, such as those living in rural areas and owning a home or car. 😌 🌿 Self-Introduction I'm Nana, a working mother of four living in a rural area. 《Our Family Profile》 👨Husband: Company employee in his 30s 👩Me: Part-time worker in my 30s (within dependent allowance limits) 👧Eldest Daughter: 4th grade elementary school 👧Youngest Daughter: 1st grade elementary school 💰Monthly Income: Net income in the 400,000 yen range 🏠Mortgage: 41 million yen 🚗Cars: We own 2 cars (family car and kei car) We manage our living expenses with my husband's income My income goes into savings Special expenses are set aside from bonuses for savings 💰️ We aim to have a monthly surplus! 🚗 To save on car inspection costs Our family used "Rakuten Car Inspection" this time. It's a site where you can easily compare and book car inspection specialists and repair shops nationwide, but what was most helpful for household budget management was the abundance of Rakuten points you can accumulate! ✨ Depending on the time of year, there are campaigns where you can get thousands of points back! 😎 Just enter your postal code and you can quickly find a nearby, affordable, and highly-rated shop. You can request a free estimate online 24 hours a day, so if your car inspection is approaching, be sure to check it out! 🔍 Details here (official website) 👇️ https://car.rakuten.co.jp/shaken/ We will be sharing monthly household budgets and saving tips from now on. Please subscribe to the channel and let's work hard on household budget management together! 😊✨ 【Chapters】 0:00 Opening 0:37 Profile Introduction 1:24 Household Budget Revealed 8:15 Casual Talk (Car Inspection) 11:52 Ending #HouseholdBudgetRevealed #HouseholdBudgetManagement #JanuaryBudget #HandwrittenBudget #SavingMoney #LivingInTheCountryside #FamilyOf4 #DualIncomeHousehold #Mortgage #BeginnerYouTuber #RakutenCarInspection #PointRewards