적정 저축률 못하면 100% 과소비, 진짜 부자들의 예산 관리법

Hello! I am Money Trainer Kim Kyung-pil. "My husband and I don't engage in excessive overspending." "We just order delivery on weekdays and go grocery shopping on weekends, so why aren't we saving money?" The protagonists of today's household budget story are a newlywed couple in their 30s, married for two years with a combined income of 6 million won. Like them, many people mistakenly believe, "We don't buy luxury goods or own foreign cars, so we aren't being extravagant." If you are failing to maintain an appropriate savings rate (40–50% of your monthly salary), that is precisely 'overspending'! If you don't want to miss your golden time as a newlywed, please watch today's video until the end and re-examine your spending structure! 👍 Subscribing, liking, and turning on notifications are the most perfect safeguard to turn your empty newlywed bank account into a 100 million won account! #KimKyungPil #MoneySlap #HouseholdAccountBook #Newlyweds #Overspending #SalaryManagement #JeonseLoan #HousingCosts #Investment #HomeOwnership #ConsumptionControl #AppropriateSavingsRate