Antes de invertir en una SOFIPO revisa ESTO (NICAP explicado fácil)

Is your money really safe in a SOFIPO? 🤔 If you invest in Nu, Klar, Finsus, Stori, Kubo Financiero, SuperTasas, or any other SOFIPO, there's an indicator you should know before depositing a single peso: the NICAP (Capitalization Level). In this video, I'll explain in simple terms what the NICAP is, how to interpret it, why 131% is such an important number, and what the categories used by the CNBV (National Banking and Securities Commission) mean. We'll also review the official table updated as of the end of May 2026, analyze which SOFIPOs have the largest financial buffer, and how PROSOFIPO insurance works to protect your savings. ⚠️ Remember: this video is for educational purposes and does not constitute investment advice. ⏱️ Timestamps 00:00 Is your money really safe in a SOFIPO? 00:53 What is a SOFIPO? 01:52 What is NICAP? 03:12 The car example: the easiest way to understand NICAP 04:35 Why is 131% so important? 05:42 The official NICAP categories 06:52 What happens when a SOFIPO is downgraded? 08:15 Updated table: NICAP of all SOFIPOs (May 2026) 10:18 Finsus and ASP Integra: the closest to the limit 11:08 Having a very high NICAP doesn't always mean it's better 12:18 The case of a SOFIPO that did have problems 13:03 What is PROSOFIPO and how much money does it protect? 14:10 Two Myths About the NICAP 14:55 Conclusions: How to Use the NICAP Before Investing 📊 Sources Consulted • National Banking and Securities Commission (CNBV) • Atlantic Pacific Federation • Social Fortress Federation • Official information corresponding to the close of May 2026 📈 If you like videos about CETES, SOFIPOs, Nu, Klar, Stori, Finsus, SuperTasas, investments, and personal finance, subscribe to the channel and turn on notifications so you don't miss the next analyses. 💬 Leave me a comment: Which SOFIPO do you have your money invested in and do you check its NICAP every month?