RBI New Bank Rules from April 1 2026😱- Big Changes in UPI Limits, ATM Charges & More | Avinash

Buy Max life Term Insurance:👇🏻 https://tinyurl.com/ye3cxxvu . . . . . RBI New Bank Rules from April 1 2026😱- Big Changes in UPI Limits, ATM Charges & More | Avinash 00:01 - 🔔 Introduction & Awareness about Banking Changes 01:10 - ⚠️ Fraud Risks (OTP scams, SIM swap, AI fraud) 02:27 - 🔐 Two-Factor Authentication (OTP + PIN / Biometrics) 03:17 - 📱 New Phone/SIM Restrictions (₹5000 limit for 24 hrs) 03:55 - 🧠 Smart Security System (Behavior-based monitoring) 05:03 - 👤 Verified Receiver Name Before Payment 06:08 - 🛡️ Importance of Financial Safety & Insurance Mention 06:59 - 💳 Bank Liability & Compensation Rules 07:47 - 🏧 ATM Transaction Limits & Charges 08:53 - ✅ Safety Tips (Biometric enable, verify receiver, limit ATM use) 09:20 - 📢 Final Advice & Awareness Note 10:09 - 📞 Contact / Promotion Section From April 1, major changes have been introduced in banking, UPI apps, ATM usage, and debit card transactions. If you use apps like Google Pay, PhonePe, Paytm, or any bank account, this video is a must-watch! In this video, we explain the latest banking updates including two-factor authentication (OTP + PIN/Fingerprint), new transaction limits when changing SIM or mobile, smart fraud detection systems, and real receiver name verification before sending money. These updates are aimed at improving user security and preventing fraud like OTP scams, SIM swap fraud, and fake payment requests. We also cover ATM withdrawal rules, free transaction limits, and possible extra charges after exceeding limits. Plus, learn how banks may provide compensation in case of fraud and when you may not be eligible. 👉 Key Topics Covered: UPI New Rules 2026 RBI Banking Updates April 1 ATM Charges & Limits Two Factor Authentication Explained SIM Swap Fraud Protection Safe Online Transactions Tips ⚠️ Important: Always verify updates with your bank, as rules may vary. Stay safe, stay informed, and protect your money with the latest banking awareness! #upi #bankingrules #rbiupdates #atmcharges #digitalpayments #onlinebanking #moneysafety #financeindia #phonepe #googlepay #paytm #fraudalert #otpscams #simswap #bankingtips #financialawareness #indiabanking #moneytips #securepayments #malayalamfinance DISCLAIMER The information provided in this video is for educational and awareness purposes only and does not constitute professional financial or legal advice. While we strive for accuracy, banking regulations and RBI guidelines are subject to frequent updates; therefore, viewers should always verify the latest rules directly with their respective banks or official government portals. We are not responsible for any financial losses resulting from personal transaction errors or the sharing of sensitive data. Protect your privacy: never share your OTP, PIN, or passwords with anyone. All brand mentions are for illustrative purposes unless specified as a paid partnership. rbi new rules 2026 india rbi guidelines latest 2026 upi new rules april 2026 upi transaction limit 2026 india banking changes april 1 2026 india rbi circular 2026 latest updates digital payment rules india 2026 upi cooling period rules india rbi kyc update 2026 bank account rules india 2026 online banking security rules india upi fraud prevention rules 2026 otp verification new rules india sim swap fraud prevention india 2026 rbi fraud refund rules 2026 upi autopay rules 2026 india google pay new rules india 2026 phonepe latest update india 2026 paytm upi update 2026 india bank atm withdrawal rules 2026 atm charges new rules india 2026