A verdade que ninguém te contou sobre o FGC nas fintechs

Many people leave money sitting in Nubank, PicPay, or Mercado Pago thinking it's covered by the FGC (Brazilian Deposit Insurance Fund). The truth is, it's not. At least not in the way most people imagine. 👀 In this video, I explain the difference between a checking account and a payment account, and why fintechs work differently. I use the recent case of Will Bank to show why this question has resurfaced. I explain what is covered by the FGC, what isn't, and where this money is allocated. I also show how you can check on the Central Bank's website whether the institution is a bank or not. No panic, no guesswork, just rules, data, and the real functioning of the system. Watch until the end so you don't confuse security with product type. Feel free to leave your opinion in the comments! Let's discuss! ⤵️ Do you know T2? We are a school specializing in Preparatory Courses 📝 CPA | C-Pro R | C-Pro I | ANCORD | PQO | CFP® Preparatory Course 🏆+120,000 students ➡️ Buy T2 courses: https://bit.ly/4njYQOB 📚Book “Your Career is Bigger Than Your Job”: https://t2.com.br/livro/ #t2educacao #financialmarket #investmentsforbeginners #cpa20 #cea #cfp #ancord #pqo #bankingcertification #bankingcareer #bank #banks #anbima #tiagofeitosa #finance #bankingspecialization

Thursday's Analysis: Is Digimais the next big case in the market or just another warning sign?
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Thursday's Analysis: Is Digimais the next big case in the market or just another warning sign?

WHY BRAZIL DIDN'T GO BROKE... YET?
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WHY BRAZIL DIDN'T GO BROKE... YET?

MERCADO PAGO ou NUBANK podem quebrar? O que ninguém está te falando!
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MERCADO PAGO ou NUBANK podem quebrar? O que ninguém está te falando!

VOCÊ tem CARTÃO DO ITAÚ? Então VOCÊ PRECISA VER ISSO!!!
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VOCÊ tem CARTÃO DO ITAÚ? Então VOCÊ PRECISA VER ISSO!!!

Brasil Isolado do Mundo? Entenda a Polêmica do Sistema SWIFT
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Brasil Isolado do Mundo? Entenda a Polêmica do Sistema SWIFT

What the Master case reveals about Brasília
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What the Master case reveals about Brasília

BOMBSHELL IN THE MARKET: Will Bank is liquidated by the Central Bank.
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BOMBSHELL IN THE MARKET: Will Bank is liquidated by the Central Bank.

NÃO USE NUBANK OU INTER SEM SABER DISSO! ⚠️ A verdade sobre o Índice de Basileia. | #ProfMira
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NÃO USE NUBANK OU INTER SEM SABER DISSO! ⚠️ A verdade sobre o Índice de Basileia. | #ProfMira

Telexfree: The BIGGEST SCAM in Brazilian History!
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Telexfree: The BIGGEST SCAM in Brazilian History!

New FGC rules: why 130% CDI CDBs have their days numbered
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New FGC rules: why 130% CDI CDBs have their days numbered

URGENT: FGC lends 6.5 billion to save BRB bank from collapse.
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URGENT: FGC lends 6.5 billion to save BRB bank from collapse.

How the Central Bank used the reserve requirement to cover the Master Plan's shortfall without co...
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How the Central Bank used the reserve requirement to cover the Master Plan's shortfall without co...

ITAÚ ADMITTED TO THE CRIME and IS NOT GOING TO PAY YOU! Understand the case - RAUL SENA
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ITAÚ ADMITTED TO THE CRIME and IS NOT GOING TO PAY YOU! Understand the case - RAUL SENA

Por que os carros são TÃO CAROS no Brasil?
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Por que os carros são TÃO CAROS no Brasil?

This will cause Nubank to cancel your account.
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This will cause Nubank to cancel your account.

As melhores caixinhas de 2026: quem ganha a batalha?
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As melhores caixinhas de 2026: quem ganha a batalha?

Fintech Naskar: 2 minutes at the Central Bank could have prevented R$ 900 million in losses.
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Fintech Naskar: 2 minutes at the Central Bank could have prevented R$ 900 million in losses.

Liquidação do Will Bank trava contas e gera alerta a clientes de bancos digitais
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Liquidação do Will Bank trava contas e gera alerta a clientes de bancos digitais

LEANDRO KARNAL GIVES A MASTERCLASS on JESUS on FLOW [even though he's an ATHEIST]
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LEANDRO KARNAL GIVES A MASTERCLASS on JESUS on FLOW [even though he's an ATHEIST]

VALE A PENA INVESTIR NAS CAIXINHAS DO NUBANK?  | Quanto rende R$10 mil reais?
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VALE A PENA INVESTIR NAS CAIXINHAS DO NUBANK? | Quanto rende R$10 mil reais?