Ranking the UK's 4 Biggest Digital Banks: Which Free Account Wins?

In this episode we compare the free tiers of the four biggest digital banks in the UK — Revolut, Monzo, Starling and Chase — to find out which one actually deserves to be your main account. We break down the real numbers on FX rates, ATM limits, savings rates, cashback and what each bank quietly charges you for, then give you a straight verdict on which free account wins depending on how you actually spend, travel and save. Join the Discord 👉 https://link.bankingwithoutborders.co... Use Deposit to find the best savings rates 👉 https://link.depositscout.com/ehtk5m Subscribe & turn on notifications 🔔 so you don't miss any videos 👉 https://link.technicallymoney.com/oy8e 🔊 Listen on the go! Search Banking Without Borders on Spotify & Apple Podcasts Connect with us (via LinkedIn) Jan:   / jan-watermann   Jonny:   / jonny-pease   The description of this video may contain affiliate links, meaning if you click a link, we may receive a small commission without any additional cost for you. This helps support our channel and allows us to continue making videos like this. Thank you for your support. This video is for information only and is not financial, legal or tax advice. Chapters: 0:00 Intro 0:26 The 4 banks: origins & size 1:20 How they differ (free vs paid tiers) 2:23 Core banking: cash deposits, cards & loans 5:25 The apps compared 8:11 Savings & interest rates 12:35 Travel & spending abroad 16:26 Rewards: cashback vs points 20:44 Customer support 23:53 The verdict: who actually wins #TechnicallyMoney #Revolut #Monzo