🇨🇭 Direct vs indirect amortization (the pillar 3a trick that can save you thousands)

A lot of people in Switzerland have a mortgage but very few truly understand how it works and where they are quietly losing money. · Interest rates, amortisation, affordability rules · Bank offers that look good at first glance · Decisions that lock you in for decades If you get this wrong, you can easily pay tens of thousands of francs too much over the years simply because nobody has gone through your numbers properly. In my videos, I walk you through how Swiss mortgages really work and which mistakes you should avoid. But the most important decisions are not made in a YouTube video they are made in a personal conversation, where we look at your numbers, your goals and your bank offers in detail. 👉 If you already have a mortgage in Switzerland or you’re planning a new one and want to know if it really fits you: Reach out for a non-binding personal consultation. https://immano.ch/mortgage-expats?utm...