Warum du in der Schweiz trotz Krankenversicherung selbst zahlst

Many Germans think: Health insurance? I know that from Germany! And then the first Swiss bill arrives... Why does everyone in Switzerland pay individually? Why does the same insurance coverage suddenly cost thousands of francs more depending on the canton? And why do many Swiss people regularly switch their health insurance provider? Using the Melzer family from Weimar as an example, we'll look at how the Swiss health insurance system really works: basic insurance, deductible, co-payment, supplemental insurance, dental costs – and why your place of residence in Switzerland is financially much more important than many realize. Switzerland isn't an upgrade. It's a different operating system. 🇨🇭 Thorben explains 🇨🇭 – plain English for Germans in Switzerland I'll show you how Switzerland really works – without the romanticized notions of expats. 👉 Work, money, taxes, culture & everyday life – honest, direct, and based on over 20 years of personal experience. 📌 This video is based on personal experiences and opinions. 📌 This is not financial, tax, or legal advice. 📌 Examples are fictional. 👍 If this video helps you: → Like → Subscribe to the channel → Activate notifications #thorbenswitzerland #switzerland #emigrating #germanswitzerland