I Ranked Every Bank of America Credit Card (Best Cards in 2025)

Chris dives into Bank of America’s credit card lineup and why he has 5 different BoA cards right now. He'll go over how the Preferred Rewards program can help you earn unlimited 3.3% back on everything. Finally, he also covers approval rules, credit limits, unique perks like free museum access, and more. Partner Deals Gusto: https://chrishutchins.com/gusto Gelt: https://chrishutchins.com/gelt Fabric: https://chrishutchins.com/fabric DeleteMe: https://chrishutchins.com/deleteme Copilot Money: https://chrishutchins.com/copilot For all the deals, discounts and promo codes from our partners, go to: ⁠https://chrishutchins.com/deals⁠ Resources Mentioned ⁠Chris’ Best Cards Page⁠: https://chrishutchins.com/cards BoA Cards Tier List⁠: https://drive.google.com/file/d/1B3IC... Bank of America® Customized Cash Rewards⁠: https://chrishutchins.com/boacc Susan G. Komen® Customized Cash Rewards Visa®: https://bankofamerica.com/credit-card... Bank of America® Unlimited Cash Rewards: https://chrishutchins.com/boauc Bank of America® Travel Rewards: https://chrishutchins.com/boatr Bank of America® Premium Rewards®: https://chrishutchins.com/boapr Bank of America® Premium Rewards® Elite: https://chrishutchins.com/boapre The Atmos™ Rewards Ascent Visa Signature Card: https://alaskaair.com/atmosrewards/co... The Atmos™ Rewards Visa Summit Card: https://alaskaair.com/atmosrewards/co... Free Spirit ® Travel More World Elite Mastercard: https://bankofamerica.com/credit-card... Allways Rewards Visa® card: https://allegiantair.com/allways-rewa... Air France KLM World Elite Mastercard: https://airfrance.us/information/flyi... Bank of America® Business Advantage Customized Cash Rewards Mastercard®: https://chrishutchins.com/boaccbiz Bank of America® Business Advantage Unlimited Cash Rewards Mastercard®: https://chrishutchins.com/boaucbiz Bank of America® Business Advantage Travel Rewards World Mastercard®: https://chrishutchins.com/boatrbiz The Atmos™ Rewards Visa Business Card: https://alaskaair.com/atmosrewards/co... Other Cards Citi® Double Cash Card: https://chrishutchins.com/citidc U.S. Bank Smartly™ Visa: https://chrishutchins.com/usbsmartly The Ritz-Carlton™ Credit Card: https://creditcards.chase.com/marriot... Frequent Miler: https://frequentmiler.com/ultra-premi... Rakuten ($50 bonus): https://chrishutchins.com/rakuten BoA Museums on Us: https://about.bankofamerica.com/en/ma... BankAmeriDeals: https://promotions.bankofamerica.com/... ATH Podcast Ep #245: How Much Are Points and Miles Worth in 2025?:    • Are Credit Card Points & Miles Still Worth...   Full Show Notes (00:00) Introduction (00:33) Quick Episode Overview (02:25) BoA Preferred Rewards Program (05:04) Customized Cash Rewards Card (07:32) Customized Cash Rewards Card Variations (12:22) Unlimited Cash Card (14:54) Travel Rewards Card (17:06) Premium Rewards Card (23:58) Travel Benefits on the BoA Premium Cards (25:29) Atmos Rewards Ascent Card (31:28) Atmos Rewards Summit Card (34:14) Valuing Companion Awards (38:45) Free Spirit Travel More World Elite MasterCard (40:07) Allegiant Always Rewards Card (41:12) Air France KLM World Elite MasterCard (43:30) BoA’s Cruise Cards (44:07) Business Card Eligibility (46:16) Business Customized Cash Card (50:08) Business Unlimited Cash Card (51:25) Business Travel Rewards Card (54:45) Atmos Rewards Business Card (57:03) Applying for BoA Cards (58:17) 5 Consumer Card Limit (59:52) BoA Nuances to Keep in Mind (01:01:17) Credit Limits (01:02:04) BankAmeriDeals (01:03:11) Free Museum Access (01:04:10) Summary Connect with Chris: Newsletter: https://landing.chrishutchins.com/new... Membership: https://chrishutchins.com/join Twitter: https://x.com/hutchins Instagram:   / chrishutchins   LinkedIn:   / chrishutchins   Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.