I Backtested The Best ETF At Every Age — The Results Will Make You Question Everything

The Wrong ETF At Your Age Costs $128,000 — I Tested 6 I backtested 6 ETFs across every decade of life (20s-70s). $128,000 difference between the right ETF and the wrong one — same money, same 9 years, just a different ticker. Covered: SCHG, VOO, VTI, VIG, SCHD, JEPI — plus QQQ, JEPQ, DGRO, STRC, GPIQ, JGRO. ═══════════════════════════════════════ ⚠️ DISCLAIMER ═══════════════════════════════════════ 📅 Data verified: Late May 2026 from official ETF issuer pages. ⚠️ ETF prices and yields move daily — always check official fund pages before investing. Past performance is a guide, not a guarantee. The 2017-2026 period had unusually strong tech-led growth. Long-run U.S. equity returns average ~10%. This is EDUCATIONAL CONTENT — not financial advice. ═══════════════════════════════════════ ⏱️ TIMESTAMPS ═══════════════════════════════════════ 00:00 - Disclaimer 00:10 - The $128,000 Difference 01:27 - Why Age-Based Frameworks Matter 03:35 - Your 20s 06:34 - Your 30s 08:14 - Your 40s 10:00 - Your 50s 11:46 - Your 60s 13:22 - Your 70s 15:44 - 3 Surprising Findings 20:12 - Aggressive Alternatives (QQQ, JEPQ) 24:14 - The Transition Question 30:13 - 3 Real-World Scenarios 37:11 - Deep Dives (STRC, DGRO, GPIQ, JGRO) 44:51 - The Real Enemy Of Your Portfolio 46:30 - Final Word & Honest Disclaimer ═══════════════════════════════════════ 📊 OFFICIAL ETF SOURCES ═══════════════════════════════════════ ► SCHG: schwabassetmanagement.com/products/schg ► VOO: https://investor.vanguard.com/investm... ► VTI: https://investor.vanguard.com/investm... ► VIG: https://investor.vanguard.com/investm... ► SCHD: schwabassetmanagement.com/products/schd ► JEPI: am.jpmorgan.com (search JEPI) ► QQQ: invesco.com/qqq-etf ► JEPQ: am.jpmorgan.com (search JEPQ) ► DGRO: https://www.ishares.com/us/products/2... ► STRC: strategy.com ► GPIQ: am.gs.com ► JGRO: am.jpmorgan.com (search JGRO) ═══════════════════════════════════════ 📈 DATA SOURCES ═══════════════════════════════════════ ► Yahoo Finance ► Portfolio Visualizer ► Stock Analysis ► Numbeo ► Total Real Returns ► IRS.gov ═══════════════════════════════════════ 📌 KEY DATA POINTS ═══════════════════════════════════════ ON $100K OVER 9 YEARS (Jan 2017 - May 2026): SCHG → $502,169 QQQ → $600,870 VOO → $374,194 VTI → $355,943 VIG → $319,236 SCHD → $301,730 JEPI → $185,865 (6-yr window) 2022 BEAR MARKET: SCHG -31.8% | VOO -18.19% VIG -9.81% | SCHD -3.23% | JEPI -3.52% YIELDS (May 2026): SCHG 0.40% | VOO 1.20% | VTI 1.25% VIG 1.56% | DGRO 2.01% | SCHD 3.22% JEPI 9.78% | JEPQ 12.70% EXPENSE RATIOS: VOO/VTI 0.03% | SCHG/VIG 0.04% SCHD 0.06% | DGRO 0.08% | QQQ 0.18% | JEPI 0.35% All data verified late May 2026. ═══════════════════════════════════════ ⚠️ LEGAL DISCLAIMER ═══════════════════════════════════════ This video is EDUCATIONAL CONTENT ONLY. Not financial, investment, tax, or legal advice. I am not a licensed advisor. Past performance does not guarantee future results. The 2017-2026 period included unusually strong growth from QE, COVID recovery, and AI boom. Long-run U.S. equity returns average ~10% annually. Before investing: consult an advisor, read the prospectus, and verify current data on official websites. I may hold positions in some ETFs discussed. Not sponsored. Opinions based on publicly available data as of late May 2026. ═══════════════════════════════════════ 🔔 Subscribe — every video on this channel is built around what the financial system does not explain to you. #etfinvesting #etfbyage #SCHG #voo #vti #VIG #schd #jepi #dividendinvesting #retirementplanning #passiveincome #financialindependence #stockmarket #investing2026 #indexfunds