These red flags are signs that you are over-saving
Saving money is an important financial habit, but at some point you might find you’re saving too much, and not investing enough. In out latest Personal Investor podcast, Ed and Marianna highlight the signs that you are over-saving and what you can do about it. Capital at risk. This is not a personal recommendation. ---- 0:00 - Intro 1:03 - What is ‘over-saving’? 2:11 - Emergency funds: why can they be too big? 3:44 - Paying off mortgages too quickly 5:50 - Addressing the fear of losing money 7:58 - The value of automating your savings 9:39 - Continuing to grow cash savings when it’s not needed 11:28 - Guaranteed income considerations 13:38 - How to stop ‘over-saving’ ----- Follow us on social media: Facebook: / fidelityinternationaluk LinkedIn: / fidelity-international Visit our site: https://www.fidelity.co.uk?utm_term=p... Get more insights: https://www.fidelity.co.uk/markets-in... Get updates to your inbox: https://page.ei.fidelity.co.uk/manage...

Is this really the future of the State Pension?

Tax on your ISA savings? What you need to know before 2027

Still waiting for the crash? This is what’s holding markets up

Why are retirees rushing back to this income option?

What to do 10 years, 5 years and 2 years from retirement

Gen Z’s Money Problem Is Worse Than You Think | Gen Z Money Habits Explained | With Claer Barrett

Is this the secret to balancing cash and investments in retirement?

What To Do After Saving $100K (Most People Get This Wrong)

Double tax? 9 steps to tackle the IHT change coming for your pension

It's Not Too Late to Take Control of Your Pension | Maike Currie

£250k pension: here’s the retirement income you can expect

The 100k Rule is Broken (Here's What Replaced It)
![Your Phone Is Destroying Your Sense of Meaning | Arthur Brooks [ARC 2026]](https://i.ytimg.com/vi/PfTcgYwW14E/hqdefault.jpg?sqp=-oaymwEjCNACELwBSFryq4qpAxUIARUAAAAAGAElAADIQj0AgKJDeAE=&rs=AOn4CLBzBqlOzXKaS_MJrH8pIKehA8ZKPQ)
Your Phone Is Destroying Your Sense of Meaning | Arthur Brooks [ARC 2026]

The Wealth Reset Has Already Begun — And Most People Haven’t Noticed

Game changer: Have we been doing retirement investing wrong?

I Started Investing at 44 — Now My Returns Beat My Salary

The UK is Getting a New ISA

How much of your salary will you need to recreate in retirement?

Why You’ll Never Actually Spend Your Retirement Savings

