These red flags are signs that you are over-saving

Saving money is an important financial habit, but at some point you might find you’re saving too much, and not investing enough. In out latest Personal Investor podcast, Ed and Marianna highlight the signs that you are over-saving and what you can do about it. Capital at risk. This is not a personal recommendation. ---- 0:00 - Intro 1:03 - What is ‘over-saving’? 2:11 - Emergency funds: why can they be too big? 3:44 - Paying off mortgages too quickly 5:50 - Addressing the fear of losing money 7:58 - The value of automating your savings 9:39 - Continuing to grow cash savings when it’s not needed 11:28 - Guaranteed income considerations 13:38 - How to stop ‘over-saving’ ----- Follow us on social media: Facebook:   / fidelityinternationaluk   LinkedIn:   / fidelity-international   Visit our site: https://www.fidelity.co.uk?utm_term=p... Get more insights: https://www.fidelity.co.uk/markets-in... Get updates to your inbox: https://page.ei.fidelity.co.uk/manage...