Mending Britain's Broken Economy: Regulation and the Financial Sector

Tim Congdon (Chairman of the IIMR), Brandon Davies (formerly of Barclays) and Jill Cetina (Mays Business School, Texas A&M University) explore whether the financial sector is being held back by too much regulation. They consider how the composition of banks' balance sheets have changed since 2008, with lending to smaller businesses in particular now much less of a feature. The chair was Professor Juan Castañeda. Recorded at the IIMR/Growth Commission conference 'Mending Britain's Broken Economy' at the University of Buckingham on March 23, 2026.