DESENROLA BRASIL 2.0: LIBERADA NEGOCIAÇÃO DE DÍVIDAS. APRENDA A FAZER

NEGOTIATION TEXTS: Field 1 👇: I am the holder of debt(s) with this financial institution, arising from [credit card / overdraft / CDC — indicate the product], currently in arrears. In view of the establishment of the Desenrola Brasil Program, created by MP 1.355/2026, which establishes special renegotiation conditions for defaulting consumers — including discounts on the outstanding balance and installment payments under conditions compatible with the debtor's ability to pay —, I hereby formalize my interest in renegotiating the debt under the terms provided for by said program. I emphasize that adherence to Desenrola Brasil is a national public policy, and that participating financial institutions have committed to offering differentiated conditions to eligible consumers. Field 2 👇: The institution is required to: a) Submit a formal proposal for renegotiating the outstanding debt(s), applying the discounts provided by the Desenrola Brasil Program; b) Offer an installment plan compatible with the consumer's ability to pay, with a reasonable number of installments and a reduced interest rate, according to the program's guidelines; c) Provide the updated outstanding balance, detailing principal, interest, penalties, and charges, so that the consumer can evaluate the proposal transparently. ======================================= 🤝🏻 GUIDE FOR THE INDEBTED (link in comments) ======================================= ➡️ Also learn: How to CLEAR YOUR NAME WITHOUT PAYING THE DEBT:    • COMO LIMPAR O NOME SEM PAGAR A DÍVIDA - 3 ...   How to CLEAR YOUR NAME AT THE CENTRAL BANK (REGISTRATO):    • É POR ESSE MOTIVO QUE VOCÊ NÃO CONSEGUE CR...   ======================================= ⚖️ Need legal support for lawsuits against banks and financial institutions? Contact my law office now: WhatsApp +55 47 99273-7344, or click the link https://wa.me/+5547992737344/. 🤝 Follow me on Instagram too @antoniogalvao.adv (  / antoniogalvao.adv  ) ======================================= 👍 And don't forget to LIKE, COMMENT and SUBSCRIBE. It helps me a lot! ======================================= 00:00 - 01:19 - Late? 01:20 - 03:00 - FGO 03:00 - 05:07 - Who can negotiate? 05:08 - 09:45 - How to negotiate? 09:46 - 12:15 - Simulations 12:16 - 14:17 - Understanding ======================================= This channel is educational and the actions taken by its subscribers are the individual responsibility of each one. Here, we present solutions in a generic way, that is, in a way that applies to the largest possible number of people. If your case is more sensitive or different from that presented in the video, I suggest seeking specialized help before taking any action.