How To Retire With A FERS Pension — Full Breakdown

How much is your FERS pension actually worth, and does it make sense to retire now or wait a few more years? In this video, I walk through a real client case, a GS-15 with 34 years of service, and build out his complete retirement income plan step by step. • FERS eligibility rules (immediate unreduced, MRA+10, postponed, and deferred retirement) • How to calculate your FERS pension using your high-3 and multiplier • How the Special Retirement Supplement works and what it's worth • How to put a dollar value on your pension in portfolio and annuity terms • Building a full retirement income worksheet using your pension, Social Security, and TSP • Matching that income against real retirement expenses If you're a GS-14, GS-15, or SES employee weighing when to retire, this gives you a framework to run your own numbers rather than guessing at a date. Have questions about your own situation? Drop them in the comments, I read every one. ------- I'm Justin Holtz, CERTIFIED FINANCIAL PLANNER™, and the lead financial financial advisor at District Financial Advisors. We specialize in helping federal employees plan for retirement. If you're a GS-14, GS-15 or SES, and could use the help of a financial planner to create a financial plan and investment strategy that will allow you to retire with confidence, please connect with me. We're currently taking on great new clients. Thanks for watching! Justin ------- Useful? Please subscribe: ‪@justinholtz‬ Email: [email protected] Linkedin:   / justinholtz   Instagram: @justinholtzcfp Website: https://districtfa.com/ My monthly newsletter: ------- Tags: FERS, thrift savings plan, tsp, retirement planning, ETFs vs mutual funds, taxable accounts, capital gains tax, investment strategy, first generation wealth, wealth transfer, building wealth, maintaining wealth, financial planning in your 40s, financial planning in your 50s, AI in finance, content marketing for advisors, authentic content, retirement countdown, non-qualified accounts, tax efficiency investing, wealth management tips, financial education, investing explained