Se pago INSS com 20%, aposentadoria será melhor? Veja a verdade

This is the link to speak with our team: https://bit.ly/youtube-ingracio 📲 Instagram Celise Beltrão @celisebeltrao -   / celisebeltrao   By paying INSS (Brazilian Social Security) at a rate of 20%, the insured person may have the illusion that they will retire with the INSS ceiling. But this is a myth. I myself have seen cases where paying the minimum contribution guaranteed a difference of more than 7,000 reais in 5 years in the value of the retirement pension. In this video, I, Celise Beltrão, a lawyer specializing in social security law, show you how this is possible and what you need to know to avoid losing money with INSS. ------------------------------------------------------ 🔎 Want to speak with a lawyer from our team? https://ingracio.adv.br/servicos/ ------------------------------------------------------ See more videos: 📌 Why you should NOT pay overdue INSS contributions (without being sure you can):    • Não perca tempo fazendo isso no INSS...   📌 Retirement for those 50 years or older:    • Aposentadoria para tem quem tem 50 anos ou...   ------------------------------------------------------ INSS contributions vary depending on the type of insured person. For employees with a formal employment contract, the contribution is a percentage between 7.5% and 14%, depending on the remuneration amount. For MEIs (Individual Microentrepreneurs) and individual and optional contributors, the contribution amount is fixed, and can be: 5%: Low-income MEI and optional contributor. 11%: Simplified plan (only the value of one minimum wage). 20%: Standard plan, from the minimum wage to the INSS ceiling. By contributing to the standard plan (20% rate), the insured person guarantees their right to all retirement rules and can issue a Certificate of Contribution Time (if they have worked as a public servant, for example). Furthermore, with a higher contribution, the retirement benefit will consequently be higher. This is where you need to be careful. Paying the 20% rate helps with your retirement, but everything will depend on your contribution history and the most advantageous rule for you. For example, if you paid INSS your entire life at the minimum wage and decided to increase your contribution to 20% close to retirement, you won't see such a significant improvement in your benefit. Often, it's not worth it. That's why it's so important to have a retirement plan and plan ahead. ------------------------------------------------------ Ingrácio Advocacia is a law firm specializing in retirement and other Social Security benefits. Since 2003, we have helped people discover the path to the best possible retirement, through the INSS (Brazilian National Institute of Social Security) or their own pension scheme, avoiding lawsuits and lost rights. 📧 Contact: [email protected] CNPJ: 06.029.225/0001-57 ------------------------------------------------------ 📌 Are you a lawyer? 🔶 Dr. Celise's Instagram: @celisebeltrao 🔶 Retirement Planning Course: https://ingracio.adv.br/para-advogados/ 🔶 Contract on the Table Course: https://bit.ly/contrato-na-mesa-mkt #INSS20% #Ingrácio