Negative Gearing Is Changing, Here's What You Need to Know Before You Buy

📞 Book a Free Discovery Call With an Experienced Mortgage Broker https://davidpelligra.com.au/ 📘 Download the Free First Home Buyers Guide (PDF): https://fhb.davidpelligra.com.au 📷 Instagram →   / davidpelligra   The people cheering loudest for negative gearing reform are more than likely the ones who are going to get hurt by it. Three times, in New Zealand, the United Kingdom, and here in Australia in 1985, governments tried the exact same thing. And every single time, house prices barely moved, rents went up, and the reform got reversed. Most first home buyers have been told that scrapping the CGT discount and capping negative gearing will finally give them a shot at the market. But the Grattan Institute's own modelling, puts the maximum price reduction at 1 to 2%. In this video, you'll understand why the 1–2% price cooling doesn't help your deposit timeline, what actually happened to rents in New Zealand, the UK, and Australia when these policies were applied, and what the smartest move is for first home buyers. Whether you're a first home buyer watching the budget closely, a renter trying to save a deposit, or an investor reassessing your strategy, this one's for you. Chapters: 00:00 - Introduction 01:46 - What These Reforms Actually Do to House Prices 03:25 - Case Study #1: New Zealand (2021–2024) 04:39 - Case Study #2: United Kingdom (Section 24) 05:32 - Case Study #3: Australia's Own 1985 Experiment 06:59 - What This Means for Your Deposit Right Now 08:19 - Why Owning Your Home Is the Safest Move 🙋‍♂️ About Me I'm David — a mortgage broker based in Melbourne. I've helped hundreds of first home buyers and investors across Australia buy property with confidence, clarity, and strategy. My aim is to give you the ultimate guidance and information so you can make the most informed decision possible when purchasing property. 📬 Stay Connected Instagram →   / davidpelligra   Website → https://davidpelligra.com.au ⚠️ Disclaimer This video is for educational purposes only and does not constitute financial advice. Always speak to a licensed broker or financial adviser before making decisions. #negativegearing #australianproperty #firsthomebuyer #mortgagebrokeraustralia #propertystrategy