CDB do Zero: Como Escolher, Quanto Rende e Quando Evitar
Banks collapsed, the FGC (Credit Guarantee Fund) shrank, and new rules came into effect in 2026. If you have money in a CDB (Certificate of Deposit) or are thinking about investing, this video is for you. In this complete lesson you will learn: ✅ What is a CDB and how does it really work? ✅ How much does it yield (post-fixed, pre-fixed and IPCA+) ✅ The concept of risk-free rate — and why it changes everything ✅ How to use the Basel Index to choose a safe bank ✅ The number 1 mistake smart people make when investing in CDBs ✅ How to compare CDBs with LCIs and LCAs using a simple formula ✅ What changed in the FGC in 2026 and what does that mean for your money? ━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📲 TALK TO US PROFICS ━━━━━━━━━━━━━━━━━━━━━━━━━━━ Want an analysis of your financial planning? 📧 [email protected] 📸 Instagram and TikTok: @profics.financas #CDB #FixedIncome #InvestmentsBrazil #FGC #FinancialPlanning #HowToInvest #FinancialEducation #Profics #CDBorLCI #RiskFreeRate #investments #selic #cdi #postfixed #prefixed #ipca #BaselIndex #InvestIn2026 #ResponsibleFinance

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