Retirement Masterclass: Taxes in Retirement | How to Keep More of Your Money

📌 Get started here: https://www.familywealth.co.za/get-st... Most South Africans are shocked when they realise this: your salary may stop when you retire, but SARS doesn’t. From the very first month your living annuity pays out, the taxman takes his share. In this Retirement Masterclass, Hardi Swart and Hugo Kloppers unpack exactly what changes when you stop working - and how retirees can structure their income streams to pay less tax legally. ✅ What you’ll learn in this episode: The biggest tax changes after retirement How retirement lump sums are taxed (and how to avoid a massive once-off tax bill) The 5 main retirement income streams: annuities, interest, dividends, capital gains, and rental income Practical examples showing how SARS calculates each type of income Five smart tax-saving plays every retiree should know Why two retirees with the same income can end up with very different tax bills This session is packed with real South African examples, numbers, and strategies you can apply to keep more of your retirement income in your pocket. Video about Disallowed Contributions:    • Retirement Masterclass: Tax Benefits of Di...   📌 Join our Retirement Community here: https://www.familywealth.co.za/retire... Check out our social media: Facebook: https://www.facebook.com/profile.php?... Instagram:   / familywealthcustodians   LinkedIn: https://www.linkedin.com/company/fami... Disclaimer: This video is for educational purposes only and does not constitute personal financial advice. Please consult a licensed financial planner or tax practitioner before making any decisions.