【2026年最新版】個人再生を弁護士が完全解説！借金が1/5になる制度の全て【メリット・デメリット・費用・住宅ローン特則】

👇For debt and debt restructuring consultations, please click here (Official LINE) *If you cannot open this in the YouTube app, please reopen it in a browser such as Safari or Chrome. https://s.lmes.jp/landing-qr/20000085... 📌Previous video (2025 version) is here:    • 【2025年版】民事再生について完全解説します。   This time, lawyer Beeno thoroughly explains "Everything about Personal Rehabilitation (Civil Rehabilitation)" in the latest 2026 version! Completely covers the mechanism, two types, procedure flow, costs, advantages, disadvantages, special provisions for housing loans, and who it is suitable for. This version reflects the latest updates from the 2025 version, including updated housing loan interest rate trends and information on electronic filing. This is a must-see for those struggling with debt, especially those who want to keep their home. Please watch until the end. 0:00 Opening 0:56 What is Personal Rehabilitation? Differences from Bankruptcy and Voluntary Debt Arrangement 2:30 Two Types: Small-Scale Personal Rehabilitation vs. Salaried Worker Rehabilitation 4:37 10 Steps to the Procedure 8:40 How Much Will My Debt Be Reduced? Calculation of the Minimum Repayment Amount 10:57 Special Provisions for Home Loans (How to Keep Your Home) 12:55 Estimated Costs and Duration 14:05 8 Advantages 16:23 8 Disadvantages 18:16 Who Is It Suitable For? Who Isn't It Suitable For? 19:45 Will My Family and Workplace Find Out? 22:04 Summary & Information on LINE Consultation ========== ■Consult with a Lawyer Here (Official LINE) *If you cannot open it in the YouTube app, please reopen it in a browser such as Safari or Chrome. 📌Consultation regarding resignation assistance https://s.lmes.jp/landing-qr/16575381... 📌Consultation regarding debt and debt restructuring https://s.lmes.jp/landing-qr/20000085... 📌Consultation regarding infidelity and compensation claims https://lin.ee/9YFiuJk0 📩Inquiries regarding work and collaborations [email protected] ========== ■SNS, Website, and Books 🕊️Twitter (X): https://x.com/bino_bengoshi 🫛LINE Open Chat: https://x.gd/STuVi ⚖️Mamori Law Firm Official Website: https://law-mamori.jp/ 📖 Lawyer Beeno's First Book (Available on Amazon!) Understand all the laws regarding social media in one book! A must-read for beginners. https://amzn.asia/d/06PGcd4k ■ Profile Lawyer Masaru Hibino Member of the Tokyo Bar Association (Registration Number: 49302) Representative Lawyer, Mamori Law Firm Achieved 100,000 subscribers on YouTube in 5 years since its launch. With a "For The Client" spirit, I fight alongside clients in a wide range of fields, including debt restructuring, resignation assistance, and infidelity compensation. Please feel free to contact me. #PersonalRehabilitation #CivilRehabilitation #DebtRestructuring #Bankruptcy #Debt #Lawyer #LawyerBeeno #Mortgage #LegalConsultation #DebtRepayment