Retirement Budgets: Two Very Different Roads

Two Roads Retired is a collaboration between Ron Durant (@All Things Ron) and Tim Childers (@TheNewRetiredMe). Please subscribe and click the notification button so you don't miss a single episode! 00:00 Intro 03:38 Budget Talk 48:30 Let's Talk YouTube In this second episode of Two Roads Retired, Tim Childers and Ron Durant sit down for an honest, casual conversation about what retirement budgets actually look like in real life. Tim shares his perspective as a single retiree living on Social Security, retirement income, and occasional YouTube revenue, while Ron talks through life as a married retiree household living primarily on Social Security. They compare monthly expenses like housing, utilities, car insurance, healthcare, groceries, subscriptions, phone plans, dining out, hobbies, and travel. Along the way, they discuss the difference between “getting by” and feeling financially comfortable, how credit card rewards can help with travel, and why retirement expenses look different for every household. The conversation also turns toward YouTube, including declining views, creator consistency, mid-roll ads, comments, subscribers, and what keeps them motivated to keep posting. It is part retirement budget talk, part YouTube creator chat, and part friendly conversation between two retired guys figuring it out one month at a time.