RMD Là Gì? Luật Bắt Buộc Phải Rút Tiền Từ IRA & 401(k) Khi Về Hưu

📌 What is RMD? How to get a RMD from a pension fund & 30(k) of your pension plan You're reaching retirement age and have heard of RMD but don't know what it is? In this video, Huyen will explain in detail and in an easy-to-understand way about 𝐑𝐌𝐃 - 𝐌𝐞𝐪𝐮𝐢𝐫𝐞𝐝 𝐌𝐢𝐧𝐢𝐦𝐮𝐦, which is the amount of money 𝐛𝐮𝐭𝐢𝐨𝐧𝐬 from 𝐭𝐡𝐨𝐧𝐬. 𝐇𝐨𝐮𝐫𝐨𝐫𝐨𝐧𝐚𝐥 𝐈𝐑𝐀, 𝐒𝐄𝐏 𝐈𝐑𝐀, 𝐯𝐄𝐍𝐆 𝐑𝐄𝐍𝐀 𝐯𝐄𝐍𝐀 𝐑𝐄𝐍𝐀 𝐯𝐄𝐍𝐀 (𝐤) when reaching the prescribed age. ✅ You will learn: • What is an RMD and why is it required by the government • At what age do you start taking RMDs? (Age 73 or 75?) • How to calculate the amount of RMD each year based on the IRS “divisor” • The difference between IRAs and 401(k)s when it comes to RMD withdrawals • Are Roth IRAs and Roth 401(k)s required to take RMDs? • RMD rules for heirs when the account owner dies • Smart RMD withdrawal tips to avoid penalties and optimize taxes 🎯 𝐓𝐡𝐧𝐠 𝐭𝐢𝐧 𝐜𝐡𝐮𝐨 𝐥𝐮𝐭 𝐦𝐨𝐮𝐫 𝐭𝐡𝐨 ... intelligence • People who want to withdraw money legally while still saving taxes • Inheritors of IRA or 401(k) accounts 📌 Don't be 𝐩𝐡𝐭 𝟐𝟓% just because you don't understand the law! Watch the whole video to learn how to withdraw RMD properly, in the right amount, and optimize your financial future. 👉 𝐕𝐢𝐝𝐞𝐨 𝐜𝐨𝐮𝐫 𝐭𝐡𝐨 ... ⏱️ 𝐓𝐈𝐌𝐄𝐒𝐓𝐀𝐌𝐏𝐒 0:00 Introduction 1:05 What is RMD? 2:17 How old should you be to start withdrawing RMD? 3:34 How to calculate RMD 4:53 IRA vs 401(k): What's the difference when withdrawing RMD? 6:28 Important tips when managing RMD 🔔 Don't forget to hit 𝐋𝐈𝐊𝐄 if you find it useful and 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄 the channel so you don't miss videos about personal finance and investing in the US! CONNECT WITH ME Facebook Group:   / doclaptaichinh   Facebook Page:   / huyenscorner   Instagram:   / huyenscorner   Tiktok: https://www.tiktok.com/@huyenscorner?... ----------------------------------------------------------------------------- Credit Cards with lots of cash back and benefits Video about credit cards    • Thẻ Tín Dụng | Credit Card Reviews | Cuộc ...   ❇️Chase Ink Business Cash https://www.referyourchasecard.com/21... ❇️Chase Freedom https://www.referyourchasecard.com/18... ❇️Amazon Prime Rewards https://www.amazon.com/Amazon-Rewards... ❇️American Express Blue Cash http://refer.amex.us/NHAHUnsFwm?xl=cp19 ❇️Apple Card https://card.apple.com ❇️Discover https://refer.discover.com/s/NHAHUYEN App to manage credit cards to get more cash back ❇️MaxRewards https://maxrewards.co When you sign up using my referral link or code (huyenn7584), we both get one month of MaxRewards Gold for free. --------------------------------------------------------------------------- Products I use to shoot videos (Affiliate Links) Tripod and ring light: https://amzn.to/3nXAwnj Microphone: https://amzn.to/3j6Jxqj Books to read: Rich Dad, Poor Dad https://amzn.to/2W2DIkB Affiliate Disclaimer: This means if you click on the link and purchase the item (at no additional cost), I will receive an affiliate commission This means if you click on the link and purchase the item (at no additional cost), I will receive an affiliate commission. ------------------------------------------------------------------------------ Disclaimer: I am not a financial advisor, an accountant, or a laywer. These videos are for educational and entertainment purposes only. I am not a financial employee, accountant, or lawyer, so please use these videos for reference and entertainment purposes only. #HuyenNguyen #lifeintheus #investmentintheus #RMD #IRA #401k #USFinance #RetirementIntheUS #RetirementInvestment #RetirementAccounts #US Taxes #IRAWithdrawals #RothIRA #USRetirement