Best Inherited IRA Withdrawal Strategy from Vanguard Research

Vanguard researchers determined the best withdrawal strategy for those who must follow the 10-year rule for inherited IRAs. This is for those who inherit an IRA from someone other than their spouse. The conclusion is that almost everyone should withdraw evenly over the 10 years. Take more than the RMD to avoid getting a very large tax bill in the final year. This video goes into the details of what variables Vanguard used in their computer simulation testing.