Cash vs. Credit Cards: Who is Actually Winning?

Everyone has an opinion on this one. The credit card gurus promise you free flights to Tokyo, while the traditionalists swear that cash is the only way to protect your wealth. But what happens when you actually run the numbers past the 2% cash back? In this video, we break down the Credit Card War between Maya (the Cash Purist) and Liam (the Points Optimizer). Same job, same budget, completely different results. We dive deep into the hidden psychology of spending, transaction friction, the 24% interest trapdoor, and the "merchant tax" that changes the price of everything you buy. It turns out the banks are betting against your discipline—and they have a lot more data than you think. Are you a Maya or a Liam? Watch until the end to discover the only math that matters. If you enjoyed this deep dive, don't forget to LIKE, SUBSCRIBE, and hit the notification bell for more real financial breakdowns.