退職金を全額投資してはいけない理由と、正しい金額の計算方法【50代・60代】【きになるマネーセンス1090】

[Free Trial Session] Find out exactly how much pension you'll receive → https://money-sense.net/first-retirem... [Free] Team 7% Trial Session | See the actual member site → https://money-sense.net/first-moneyse... [Trial Session List] Retirement funds, investment trusts, iDeCo… We'll solve your problems → https://money-sense.net/seminarlist/?... You shouldn't invest your retirement fund on a whim. What's dangerous if you don't know beforehand isn't "how much you can increase it," but "how much you should keep." Retirement funds are less likely to collapse for those who visualize their pension, living expenses, medical expenses, and long-term care expenses. This video explains five essential checks for people in their 50s and 60s before investing their retirement savings. It covers understanding public pensions, calculating retirement expenses based on current living costs, preparing for unforeseen circumstances, expenses exceeding one year (such as travel, cars, and renovations), and even calculating the total assets at retirement. It clearly distinguishes between those who should and shouldn't invest, helping to alleviate retirement financial anxieties through concrete numbers. [Membership Service] Team 7% → https://money-sense.net/lp-team7/?utm... [Booklet] Purchase Here → https://money-sense.net/booklet-top/?... ■Table of Contents 0:00 Start 0:48 [50s & 60s] 5 Things You Should Do Before Investing Your Retirement Fund 1:33 Understand Your Income 8:01 Understand Your Expenses 12:26 Prepare for Unexpected Events 17:03 Write Down Your Expenses for Over a Year 23:18 Write Down Your Assets at Retirement 27:07 Start by "Experiencing Despair" 29:26 Summary 32:41 Bonus ◆Reference Materials ・Tochituka https://tochituka.com/cp/2026-03-ishi... 🗒️The content of this video is also available in text format https://money-sense.net/16333/?utm_so... ■To those commenting ・Please be respectful of others and use polite language. ・For questions including content from the member site, please use the "Question Form" on the member site, as it may contain privacy or business secrets. ・We will not answer questions in the comment section in principle. We will use them as reference for future video production. ○ Comment Policy https://money-sense.net/policy/commen... ■ Question Form https://money-sense.net/youtube-qa-form This is the question form for the YouTube channel "MoneySenseCollege®︎". If you have any questions or concerns you'd like us to address, please let us know using this form. We will use your feedback to improve future videos (please note that we may not be able to answer all questions). *For urgent questions or if you require a quick response, please use the question form on our paid membership site. ★Please follow us on Instagram and X (formerly Twitter)!★ ■YouTube http://www.youtube.com/subscription_c... ■Instagram   / moneysensecollege   ■X (formerly Twitter) https://x.com/MoneySenseColl ■MoneySenseCollege®︎ Official Website https://money-sense.net/?utm_campaign... #RetirementFundManagement #RetirementFunds #Pension