【2025年6月最新】年金制度改正で遺族年金廃止が決定的⁉︎損する人は？いつから変わる？改正法案を読み込んで徹底解説

[Additional Information] The reference to the 23.5 million yen loss over 47 years from age 40 to 87, as stated around 11:22, refers to the loss of 23.5 million yen if you don't receive the pension for 47 years. It doesn't mean that if your husband dies at age 40 and you continue to receive the pension until age 87, you will lose 23.5 million yen. I apologize for any confusing wording. Incidentally, if you die at age 40 and continue to receive the pension until age 87, would the 21 million yen excluding the five years of fixed-term benefits be a loss? With the newly decided fixed-term benefit supplement and death installment system, the loss is likely to be much less. On May 16, 2025, a bill to revise the pension system, which includes a reduction in the payment of survivor's pensions from lifetime to five years, was approved by the Cabinet and submitted to the Diet. As a result, the bill was "amended" and passed by the House of Representatives on May 30, 2025. In this video, we break down the details of the revised bill and thoroughly explain even the minor changes not yet mentioned in other channels! ■Turn your financial worries into hope!■ Register on our official LINE account and receive 5 amazing bonuses! ↓↓↓ 🏆①: A financial planner shares secrets! [A list of forbidden money-saving tips to save 30,000 yen per month on fixed costs] (PDF) 🏆②: No prior knowledge necessary! [Complete New NISA Startup Video Course] (Limited Release) 🏆③: Perfect for your personality and risk tolerance! [Fail-proof asset-building portfolio diagnostic tool] 🏆④: Perfectly on this topic! [Discover Smart Work Styles & Household Finances/Business Preparation Checklist for Part-time Housewives] (PDF) 🏆⑤: Priority Reservation for the First 30-Minute Free Online Individual Consultation with FP Komiyama (Limited to the first 10 people each month) ▼Receive for Free Now▼ https://lin.ee/xK1PYsq [Click "Open in App" and answer a short survey] ■_________________________________________________■ In this video, instead of blindly stirring up anxiety, we'll answer questions like: "Who will be affected, when, and how?" "Is it true that some people will be less affected, or even benefit?" "So, how should we prepare now?" Komiyama, a father with a Level 1 FP qualification, will answer these questions in a clearer, more honest and thorough manner than ever before! Watch this video until the end to clear up any vague anxieties you may have and find concrete solutions that are right for your family! 💪✨ [Video Contents (Table of Contents)] 00:40 [Conclusion] This person will be most affected! Is there no need to worry excessively? 2:27 [Super Basics] What is a survivor's pension? How much have you been receiving so far? 3:13 [Latest Supplement ①] Changes to the child's supplement to the survivor's basic pension 7:14 [The core of the reform] What do the "5-year termination" and "elimination of the middle-aged and elderly widow's supplement" mean? 7:47 [Latest Supplement ②] Latest information on the middle-aged and elderly widow's supplement 10:17 [Caution] What are the two cases that could be adversely affected by up to 20 million yen or more? 12:31 [Good News] Who will be unaffected or even improve? 15:24 [Specific Measures] What should we do? (Action plans by gender) 20:39 [Basic premise] Japan's social security system is amazing! The Basics of Smart Preparation [Recommended Video] [June 2025 Latest Information] When will the 1.06 million yen barrier be abolished under the pension system reform? A complete explanation of the difference between this and the 1.3 million yen barrier, and double-work.    • 【2025年6月成立】年金制度改正で106万円の壁撤廃はいつから？130万円の壁との...   This video explains the "abolition of the 1.06 million yen barrier" included in the current pension system reform law, including its pros and cons, countermeasures, and more, from the perspective of a Level 1 financial planner. [Updated for 2025 Legal Reform] The 1.3 million yen barrier: How to stay within the dependents' allowance? What happens if you exceed it? What about certificates? A Level 1 financial planner with extensive knowledge of pensions provides a clear and comprehensive explanation of the difference between this and the 1.06 million yen barrier.    • 【史上最悪の年収の壁】130万円の壁とは？社会保険の扶養内でいるためには？超えたら？...   The "1.3 million yen barrier" will affect the abolition of the 1.06 million yen barrier. This video summarizes basic information and countermeasures for overcoming this barrier, known as the worst barrier in history, so be sure to check it out. ・[The Ultimate Way to Live Longer] What is deferred pension payment? Early pension payment is dangerous! We explain the pros and cons, who is suitable for it, and how to avoid losing out!    • 【最強の長生き対策】年金の繰り下げ受給とは？繰り上げ受給は危険！メリットやデメリット...   [Komiyama, a Certified Financial Planner Dad] 🏠Official Website: https://komiyama-fp.com/ 📷Instagram:   / komiyama_fp   🎵TikTok: https://www.tiktok.com/@komiyama_fp?_... I, Komiyama, am a former firefighter (acc...