Nudge 2.0 with Dr. Michael G. Thomas Jr.

In this episode, Mary sits down with Dr. Michael G. Thomas Jr. to explore one of the most underexamined forces shaping financial behavior today: the way AI, algorithms, and personalized digital marketing are influencing spending, saving, and decision-making before people are even aware it is happening. Michael breaks down how these systems are designed to nudge behavior in subtle but powerful ways, why emotional awareness has become a critical tool in financial conversations, and what advisors can do to help clients recognize and reclaim agency over their financial choices. If you work in financial services or simply want to understand the invisible forces behind modern financial behavior, this conversation is worth your time. Dr. Michael G. Thomas Jr. is a speaker with Financial Behavior Keynote Group. To learn more or bring him to your next event, visit https://financialbehaviorkeynote.com/... Connect with Michael: Michael Thomas speaking page: https://financialbehaviorkeynote.com/... LinkedIn:   / moneyandwellness   Instagram:   / modomsolutions   Chapters: 00:00 Introduction to Financial Behavior Conversations 02:51 The Evolution of Money Conversations 05:25 The Role of AI in Financial Behavior 08:16 Understanding Nudge 2.0 and Its Implications 11:18 Navigating Technology and Human Connection 13:58 The Future of Financial Planning and Technology 16:41 Embracing Change and Curiosity in Finance 19:45 Final Thoughts and Key Takeaways