🎙 Банківський рахунок ФОП 👩🏻‍🦰 Як Відкрити, Поповнити і як Захистити кошти від блокування податковою

How to use a card and money on #FOP? Can I pay with a FOP card in a supermarket? Can I withdraw all the money to a personal FOP account? Can the tax office block #funds when transferring? 🕒 0:00 — Introduction #Done 🕒 0:43 — What you need to know about a FOP account? 🕒 1:59 — Does everyone need a FOP account? 🕒 2:46 — Can I open a FOP account in several banks? 🕒 3:04 — Can I accept funds on a personal card after registering a FOP? 🕒 6:01 — What is a FOP “key to the account” card? 🕒 6:51 — How to accept money on a FOP? 🕒 9:26 — Can an FOP spend funds from a FOP account for business needs? 🕒 9:50 — Can an individual entrepreneur spend funds from an individual entrepreneur account for personal needs? 🕒 13:32 — How to withdraw cash from an individual entrepreneur account? 🕒 14:14 — How to transfer funds from an individual entrepreneur account to a personal card? 🕒 14:41 — What are the restrictions on withdrawing funds from an individual entrepreneur account to a personal card? 🕒 15:10 — Is it possible to transfer funds to a personal card immediately? 🕒 15:25 — Can an individual entrepreneur replenish his individual entrepreneur account with his own funds? 🕒 16:08 — How to receive payments in foreign currency to an individual entrepreneur account? 🕒 17:30 — What to pay attention to when opening an individual entrepreneur account? 🕒 18:54 — Conclusions ❗️ Accountant Consultation for 50 hryvnias in Telegram — https://t.me/Zrobleno_bot 📞 Call — 0443334032 😈 Read Telegram channel — https://t.me/Zrobleno_buhgalter 👀 Check out Instagram —   / zrobleno_buhgalter   🧑🏻‍💻 Click on the website — https://zrobleno.com/ What do you need to know about an individual entrepreneur account? Let's start with the basics, the base, the ground. An individual entrepreneur account is NOT your personal card. Even if it looks the same as your regular bank account. In simple words, it is a separate account that is opened specifically for an individual entrepreneur, to which payments from your clients are received and from which business expenses are made. After registering an individual entrepreneur - you need to open an individual entrepreneur account at a bank. You choose a bank for yourself, apply directly to the bank manager, or do it online, You receive details and, if desired, a “key to the account” card (more on that later). The account itself can be: hryvnia - if all your transactions are in hryvnia; foreign currency - if you work with foreign clients; multicurrency - if both hryvnia and foreign currency are recorded on one account. If there is a card for the account, then it is easier to pay with it, withdraw money for business expenses. This is quite convenient. You do not need to notify the tax office about opening a business account, banks independently transfer this information to the tax authorities. Does everyone need an individual entrepreneur account? Opening an individual entrepreneur account is not mandatory. If you plan to accept only cash, for example, you are engaged in trading in the market, or work as a nanny, then you can not open an individual entrepreneur account at all. Or, if you have registered an individual entrepreneur, but plan to start operating only after some time. Then you can also not open an account right away, but do it when you start your business. But if you work cashless (In the sense of tax, this is payment from account to account or when money is credited to the account through the bank's cash desk) - an individual entrepreneur account is mandatory! Is it possible to open an individual entrepreneur account in several banks? Yes, why not? You can open an individual entrepreneur account in at least all banks. There are no restrictions here. The main thing is to indicate all the income that was received by the individual entrepreneur in all banks when submitting the report. Is it possible to accept funds to a personal card after registering an individual entrepreneur? - This is where the most interesting part begins. The tax office is in no way connected with your personal cards. It only sees accounts that are opened on an individual entrepreneur. Your personal accounts are your personal accounts and whether you have an individual entrepreneur or not - it does not matter. So if your parents transferred money to you for goodies or your friend returned the debt, then there are no questions about such transfers. I told you in more detail about what transfers you can receive to the card and not be afraid of additional tax charges here But, if you are running a business and receive non-cash funds to a personal card, then you can’t do this in any case. Here, you will be hindered not by tax, but by financial monitoring of the bank where you have a personal card. It will block the funds and prevent you from accepting payments anymore, that’s all. When you accept payment from card to card bypassing the business account, you are acting illegally. Buyers often write in the comm...