🔥 Ипотека в Германии на 20 лет? Через 10 можно выйти

Few people know, but you can get out of a mortgage after 10 years, even if you took it out for 20 years. Because in Germany, you can lock in the rate for 10, 15, or 20 years, and it seems like that's it, the matter is closed. But... no. Many only realize after 10 years that a mortgage isn't just a monthly payment, but a much longer term. They also realize that once the interest rate lock-in period expires, you'll essentially have to re-apply for the mortgage. And perhaps even with a different bank. Alexander Trott, an expert on real estate and finance in Germany at the Tupa-Germany project, explained: — What's the difference between 10-, 20-, and 30-year mortgage lock-in periods? — Why is it sometimes more secure to lock in the interest rate for a long time? — Is it possible to get out earlier than the fixed 20 or 30 years? — How do German banks view those who come to them after 10 years to renew their mortgage? — Why even think about switching to another bank after 10 years? 💠 Alexander Trott: https://tupa-germania.ru/avtory/alexa... 💠 Karolina Shumakova: https://tupa-germania.ru/avtory/karol... Useful links: 👉 How a foreigner can get a mortgage in Germany — bank conditions: https://tupa-germania.ru/zhiljo/kredi... 👉 Check if you're ready for a mortgage in Germany and get Alexander's answer: https://tupa-germania.ru/service/ipot... 📞 Our services: translations, mortgages, insurance, providers: 👉 https://tupa-germania.ru/service/ 👉 Our Telegram channels — join us for the most important information and case studies, and live chats Chat on current topics: 👩‍🌾 Main channel — Life in Germany → https://t.me/tupagermania 🛫 Immigration to Germany → https://t.me/tupagermaniaimmi 🌂 Insurance → https://t.me/verstupagermania 🏠 Real estate — rent, mortgages in Germany → https://t.me/immotupagermania 🚗 Cars → https://t.me/autotupagermania Contact us with questions: 💬 Telegram → https://t.me/TupaGermaniaBot 💬 WhatsApp → https://wa.me/+4917625332070 Other resources: 💠 Website → https://tupa-germania.ru/ 💠 Instagram →   / tupagermania   💠 Forum → https://forum.tupa-germania.ru/ Timeline: 00:00 — The difference between 10, 20, and 30 years of fixed mortgage interest rates 02:08 — Important tip: you can exit after 10 years anyway 04:24 — Risks of interest rate fluctuations after 10 years 05:36 — Can you change your mind and exit before 10 years 07:38 — What happens if you're unemployed in 10 years 08:31 — You can change banks within 5 years 09:10 — The difference between first- and second-term mortgages in German banks — which is better? 🎥 Alternative viewing on Kinescope: https://kinescope.io/5FGE8kp8Y7C7QaCM... #TupaGermany #LifeInGermany #MovingToGermany #Germany #ImmigrationToGermany #Germans #Real EstateInGermany #FinancesInGermany #WorkInGermany #BusinessInGermany #TupageRania #HouseInGermany #ApartmentInGermany #MortgageInGermany