💰Kun je als alleenstaande in 2025 nog een woning kopen in Nederland? – 🎙️ Hypotheken Podcast #23

★ Can you still buy a house as a single person? Yes — but here's what you really need to pay attention to. ★ Marc Meulhof (Mortgage Advisor) and Hergen Dutrieux (host) discuss whether you still have a chance on the housing market as a single person. An episode full of smart insights, current events, and practical tips for singles and first-time buyers. In this episode: ➤ Can a single person still buy a house? ➤ The impact of political plans such as the reinstatement of the jubelton (jubilee bonus) ➤ How does new policy affect the rental and homeownership market? ➤ Fact or fiction: no mortgage without a permanent contract? ➤ Starter loans, family assistance, and smart constructions explained ➤ Current home sales figures and interest rate developments ➤ Tips for your own money, buyer's costs, and transfer tax Table of Contents 00:00 - Introduction 01:02 - Mortgages in the news 03:33 - VVD plans: return of the jubilee bonus and 40-year repayments, what do economists think? 05:27 - NVM Q2 quarterly figures: what stands out? 06:13 - Lender processing times & mortgage interest rates this summer 07:26 - Fact or fiction: No permanent contract = no mortgage? 07:53 - Topic of this episode: can you buy a house as a single person? 09:22 - Additional borrowing capacity 10:01 - Starter loans and municipal regulations 10:59 - The new National Fund for Affordable Homes 11:33 - Help from family, parents, and acquaintances: gifts and family banks 15:03 - Listener's question: how much of your own money do you need for the buyer's costs? 17:33 - Looking ahead: transfer tax exemption threshold increases to €555,000 (timing tip from Marc!), Budget Day, and elections 19:48 - Answer: 'fact or fiction' 20:53 - Conclusion Why Viisi Mortgages? At Viisi Mortgages, we work differently than traditional advisors. We advise only highly educated individuals and combine top-notch professional expertise with a pleasant and personalized process. Independent, expert, and completely transparent. No hidden interests, but maximum attention to your situation and wishes. Learn more: 🔗Buying your first home: what should I pay attention to? https://www.viisi.nl/eerste-woning-ko... 🔗Family mortgage: how it works: https://www.viisi.nl/hypotheekadvies/... 🔗Buyer's costs (k.k.) 2025: https://www.viisi.nl/hypotheekadvies/... 🌐 Website: https://www.viisi.nl ▶️ Watch more videos:    / @viisihypotheken   🔗 LinkedIn:   / viisinl   📷 Instagram:   / viisihypotheekadvies   ⭐ Reviews: Can be found on Trustpilot, among other places: https://nl.trustpilot.com/review/viis... #AllesOverHypotheken #Viisi #MortgageAdvice #First-Timers #SingleHouseBuying #Cost-Purchaser #Family bank #buy alone #starter loan #starter scheme #NHG #family bank #commission tax #transfer tax #starter exemption